| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $69K | — | $69K | 3.20% |
| DANIEL P KEENAN3 | 30 WASHINGTON AVENUE SUITE B-5 HADDONFIELD, NJ 08033 | AETNA LIFE INSURANCE CO. | $8K | — | $8K | 0.36% |
| DANIEL P KEENAN3 | 30 WASHINGTON AVE SUITE B-5 HADDONFIELD, NJ 080333341 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | — | $33K | 8.44% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $5K | $22K | 5.61% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | P.O. BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $16K | $16K | 4.22% |
| DANIEL P KEENAN3 | 30 WASHINGTON AVE SUITE B-5 HADDONFIELD, NJ 08033 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $11K | — | $11K | 10.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $2K | $7K | 6.38% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | $2K | $33K | 37.48% |
| DANIEL P KEENAN3 Filed as: DANIEL KEENAN | 30 WASHINGTON AVENUE SUITE B-6 HADDONFIELD, NJ 080333341 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 15.26% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $1K | $5K | 5.48% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | P.O. BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 3.91% |
| DANIEL P KEENAN3 Filed as: DANIEL KEENAN | 30 WASHINGTON AVENUE SUITE B-5 HADDONFIELD, NJ 080333341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $26K | — | $26K | 60.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $64K | — | $64K | 182.51% |
| GIS NATIONAL3 | 9500 KOGER AVE. SUITE 200 ST. PETERSBURG, FL 33702 | METLIFE LEGAL PLANS | $2K | — | $2K | 11.74% |
| DANIEL P KEENAN3 Filed as: DANIEL KEENAN | 30 WASHINGTON AVENUE SUITE B-6 HADDONFIELD, NJ 080333341 | METLIFE LEGAL PLANS | $2K | — | $2K | 8.87% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | P.O. BOX 9201 AUSTIN, TX 787669201 | METLIFE LEGAL PLANS | — | $960 | $960 | 5.02% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | METLIFE LEGAL PLANS | $216 | — | $216 | 1.13% |
| DANIEL P KEENAN3 | 30 WASHINGTON AVENUE SUITE B-5 HADDONFIELD, NJ 080333341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $902 | — | $902 | 11.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE STREET MORRIS, IL 604502215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $410 | $106 | $516 | 6.29% |
| DANIEL P KEENAN3 | 30 WASHINGTON AVE SUITE B-5 HADDONFIELD, NJ 08033 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $717 | — | $717 | 15.01% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 604502215 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $239 | $60 | $299 | 6.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 588 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 314 | $2.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 767 | $388K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 767 | $388K |
| Life insurance(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 401 | $158K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 90 | $87K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 63 | $5K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 314 | $2.2M |
| Other(6 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,840 | $584K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,840 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.