| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOLLINGER INC3 Filed as: BOLLINGER, INC. | 115 SOUTH JEFFERSON BUILDING 200 WHIPPANY, NJ 07981 | HARTFORD LIFE AND ACCIDENT | $12K | — | $12K | 2.05% |
| JET PROFESSIONALS, LLC3 | 114 CHARLES A. LINDBERGH DRIVE TETERBORO, NJ 07608 | HARTFORD LIFE AND ACCIDENT | $2K | $6K | $7K | 1.26% |
| MJ INSURANCE3 Filed as: STEPHEN BISSELL AND VARIOUS AGENTS | 5465 AMANDA DRIVE LAURYS STATION, PA 18059 | AFLAC | $2K | $80 | $2K | 4.97% |
| MARTIN A. ABRAMSON3 | 13407 WEST ANAPAMA DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $2K | $10 | $2K | 4.39% |
| MICHAEL TUMMINELLI3 | 555 LACEY ROAD FORKED RIVER, NJ 08731 | AFLAC | $2K | $101 | $2K | 4.22% |
| WILSON H TRANSUE3 Filed as: WILSON H. TRANSUE | 1487 SULLIVAN TRAIL TANNERSVILLE, PA 18372 | AFLAC | $825 | $64 | $889 | 1.97% |
| SUSAN ABRAMSON3 Filed as: SUSAN H. ABRAMSON | 13704 WEST ANAPAMA DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $495 | $15 | $510 | 1.13% |
| KEVIN R MCINERNEY3 Filed as: KEVIN R. MCINERNEY | 580 WHITE PLAINS ROAD, SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $369 | — | $369 | 0.82% |
| THURMAN ERGENBRIGHT II3 | 6522 SHEA PLACE LITTLETON, CO 80130 | AFLAC | $281 | — | $281 | 0.62% |
| JASPER E PARRELLA CLU3 | 100 OVERLOOK CENTER, 2ND FLOOR PRINCETON, NJ 08540 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,055 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,055 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,055 | $575K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,055 | $575K |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 1,055 | $627K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,055 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.