| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD HAUPPAUGE, NY 11788 | HORIZON HEALTHCARE SERVICES, INC. | $20K | — | $20K | 0.95% |
| EMERSON REID LLC3 Filed as: EMERSON REID NJ | 1305 WALT WHITMAN RD MELVILLE, NY 11747 | HORIZON HEALTHCARE SERVICES, INC. | $4K | — | $4K | 0.20% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD #308 HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 4.29% |
| MICHAEL P MCEVOY II3 Filed as: MICHAEL P MCEVOY LL | 6 GREENLEIGH DR SEWELL, NJ 08080 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.24% |
| EMERSON REID LLC3 | 350 5TH AVE #3700 NEW YORK, NY 10118 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $638 | $638 | 0.89% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST 4TH FLOOR BOSTON, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $191 | — | $191 | 0.27% |
| MICHAEL P MCEVOY II3 | 6 GREENLEIGH DR SEWELL, NJ 08080 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 9.98% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD #308 HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.32% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST 4TH FLOOR BOSTON, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $304 | — | $304 | 0.89% |
| EMERSON REID LLC3 | 350 5TH AVE #3700 NEW YORK, NY 10118 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $304 | $304 | 0.89% |
| MICHAEL P MCEVOY II3 | 6 GREENLEIGH DR SEWELL, NJ 08080 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 12.03% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD #308 HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.21% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST 4TH FLOOR BOSTON, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $990 | — | $990 | 2.97% |
| EMERSON REID LLC3 | 350 5TH AVE #3700 NEW YORK, NY 10118 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $330 | $330 | 0.99% |
| MICHAEL P MCEVOY II3 | 6 GREENLEIGH DR SEWELL, NJ 08080 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 12.14% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD #308 HAUPPAUGE, NY 11788 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 4.26% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL ST 4TH FLOOR BOSTON, MA 02110 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $697 | — | $697 | 2.85% |
| EMERSON REID LLC3 | 350 5TH AVE #3700 NEW YORK, NY 10118 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $232 | $232 | 0.95% |
| KAREN BECHTELHEIMER3 | 67 STONESHIRE DR GLASSBORO, NJ 08028 | AFLAC | $251 | — | $251 | 2.28% |
| GLENN H CARTER3 | 7103 ORCHARD TRCE WILMINGTON, NC 28409 | AFLAC | $104 | — | $104 | 0.94% |
| THOMAS VOLPE3 | 5218 ATLANTIC AVE MAYS LANDING, NJ 08330 | AFLAC | $103 | — | $103 | 0.93% |
| THOMAS VOLPE3 | PO BOX 8675 ATLANTIC CITY, NJ 08404 | AFLAC | $86 | — | $86 | 0.78% |
| CHERYL OLSEN3 | 74 TRESTLE LEAF PITTSBORO, NC 27312 | AFLAC | $68 | — | $68 | 0.62% |
| ANTHONY WEISBECKER3 Filed as: ANTHONY J WEISBECKER | 121 CLUB PL GALLOWAY, NJ 08205 | AFLAC | $55 | — | $55 | 0.50% |
| LYNN A GOULD3 | 210 LEXINGTON DR LITTLE EGG HARBOR, NJ 08087 | AFLAC | $51 | — | $51 | 0.46% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL WING | 927 N MAIN ST STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $50 | — | $50 | 0.45% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $36 | — | $36 | 0.33% |
| LUCY DIANE BAKER3 | 1455 N MELROSE DR APT 109 VISTA, CA 92083 | AFLAC | $34 | — | $34 | 0.31% |
| MICHAEL C WALKER3 Filed as: MICHAEL J SHIOMOS | 44 MONROE DR CLEMENTON, NJ 08021 | AFLAC | $33 | — | $33 | 0.30% |
| JEFFERY WHITE3 | 8250 PORTERS CROSSING WAY WILMINGTON, NC 28411 | AFLAC | $17 | — | $17 | 0.15% |
| LARRY A WESTON JR3 | 321 WINDSOR RD GREENVILLE, NC 27858 | AFLAC | $13 | — | $13 | 0.12% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $10 | — | $10 | 0.09% |
| JENNIFER WEISBECKER3 Filed as: JENNIFER A WEISBECKER | 49 DRIFTWOOD CT GALLOWAY, NJ 08205 | AFLAC | $5 | — | $5 | 0.05% |
| LEATHA M MOORE3 | 3592 WILLOW MEADOW LN DOUGLASVILLE, GA 30135 | AFLAC | $5 | — | $5 | 0.05% |
| NANCY M ANDERSON3 | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $4 | — | $4 | 0.04% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $4 | — | $4 | 0.04% |
| GORDON K VANN3 | 2156 WESLEY LN GREENVILLE, NC 27858 | AFLAC | $3 | — | $3 | 0.03% |
| JILL R LAMBERT3 Filed as: JILL W DENTON | 3500 WESTGATE DR SUITE 602 DURHAM, NC 27707 | AFLAC | $3 | — | $3 | 0.03% |
| LAUREN E SKINNER3 | 1225 NORRIS ST RALEIGH, NC 27604 | AFLAC | $3 | — | $3 | 0.03% |
| STEPHEN STRICKLAND3 | 147 WARREN DR ROANOKE RAPIDS, NC 27870 | AFLAC | $2 | — | $2 | 0.02% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $1 | — | $1 | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $1 | — | $1 | 0.01% |
| RUSSELL L. DAYVAULT3 Filed as: RUSSELL L DAYVAULT | 2777 MEADOWVIEW CT TARPON SPRINGS, FL 34688 | AFLAC | $918 | $176 | $1K | 10.65% |
| HARDENBERGH INSURANCE GROUP3 | PO BOX 8000 MARLTON, NJ 08053 | AFLAC | $1K | — | $1K | 10.27% |
| SVETLANA ZEITLIN3 | 105 ADDIS DR CHURCHVILLE, PA 18966 | AFLAC | $395 | $35 | $430 | 4.19% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | AFLAC | $269 | $35 | $304 | 2.96% |
| KAREN BECHTELHEIMER3 | 67 STONESHIRE DR GLASSBORO, NJ 08028 | AFLAC | $80 | — | $80 | 0.78% |
| ANTHONY WEISBECKER3 Filed as: ANTHONY J WEISBECKER | 121 CLUB PL GALLOWAY, NJ 08205 | AFLAC | $78 | — | $78 | 0.76% |
| THOMAS VOLPE3 | PO BOX 8675 ATLANTIC CITY, NJ 08404 | AFLAC | $59 | — | $59 | 0.57% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $25 | — | $25 | 0.24% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL WING | 927 N MAIN ST STE A6 PLEASANTVILLE, NJ 08232 | AFLAC | $20 | — | $20 | 0.19% |
| MICHAEL C WALKER3 Filed as: MICHAEL J SHIOMOS | 44 MONROE DR CLEMENTON, NJ 08021 | AFLAC | $14 | — | $14 | 0.14% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE SUTIE 105 PISCATAWAY, NJ 08854 | AFLAC | $12 | — | $12 | 0.12% |
| JENNIFER WEISBECKER3 | 49 DRIFTWOOD CT GALLOWAY, NJ 08205 | AFLAC | $7 | — | $7 | 0.07% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $4 | — | $4 | 0.04% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD SUITE 110 BASKING RIDGE, NJ 07920 | AFLAC | $1 | — | $1 | 0.01% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $1 | — | $1 | 0.01% |
| BRIAN WHITE3 Filed as: BRIAN HENRY CIESLAK | 900 LIBERTY PL SICKLERVILLE, NJ 08081 | AFLAC | $159 | — | $159 | 5.62% |
| KRISTI A CIESLAK3 | 126 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $71 | — | $71 | 2.51% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $23 | — | $23 | 0.81% |
| LYNN A GOULD3 | 210 LEXINGTON DR LITTLE EGG HARBOR, NJ 08087 | AFLAC | $21 | — | $21 | 0.74% |
| MICHAEL BUTTERFIELD3 | 2021 NEW RD SUITE 12B LINWOOD, NJ 08221 | AFLAC | $3 | — | $3 | 0.11% |
| EXCEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $2 | — | $2 | 0.07% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1167 W BALTIMORE PIKE MEDIA, PA 19063 | AFLAC | $2 | — | $2 | 0.07% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK RD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $2 | — | $2 | 0.07% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $1 | — | $1 | 0.04% |
| NANCY M ANDERSON3 | 11 CEDAR CT SOMERS POINT, NJ 08244 | AFLAC | $1 | — | $1 | 0.04% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD SUITE 150 BASKING RIDGE, NJ 07920 | AFLAC | $1 | — | $1 | 0.04% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1796 MIDDLETOWN RD GLEN MILLS, PA 19342 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 259 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 259 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 154 | $2.1M |
| Vision | VISION SERVICE PLAN | 163 | $19K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 259 | $105K |
| Short-term disability(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 48 | $49K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 259 | $34K |
| Other(4 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 259 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.