| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RISK CONSULTING PARTNERS LLC3 Filed as: RISK CONSULTING PARTNERS, LLC | 8182 MARYLAND AVENUE SAINT LOUIS, MD 63105 | INDEPENDENCE BLUE CROSS | $55K | $0 | $55K | 1.45% |
| RISK CONSULTING PARTNERS LLC3 Filed as: RISK CONSULTING PARTNERS, LLC | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $28K | $0 | $28K | 5.48% |
| GCG FINANCIAL LLC3 Filed as: RCP | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $25K | $0 | $25K | 4.91% |
| GCG FINANCIAL LLC3 Filed as: RCP | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $2K | $12K | 4.34% |
| RISK CONSULTING PARTNERS LLC3 Filed as: RISK CONSULTING PARTNERS, LLC | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $76 | $3K | 1.28% |
| RISK CONSULTING PARTNERS LLC3 Filed as: RISK CONSULTING PARTNERS, LLC | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | VISION SERVICE PLAN | $1K | $0 | $1K | 3.18% |
| GCG FINANCIAL LLC3 Filed as: RCP | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | VISION SERVICE PLAN | $921 | $0 | $921 | 2.58% |
| GCG FINANCIAL LLC3 Filed as: RCP | 8182 MARYLAND AVENUE, SUITE 250 SAINT LOUIS, MD 63105 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 7.20% |
| NEFITS ADMINISTRATION, LLC3 Filed as: NEFITS ADMIN, LLC | PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 4.90% |
| JUDITH GREER LAHAY3 Filed as: JUDITH GREET LAHAY | 11026 SAINT AMBROSE LANE SAINT ANN, MO 63074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $156 | $0 | $156 | 0.45% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY T. VANDEGRIFFE | 17934 HOMESTEAD BLUFFS DRIVE WILDWOOD, MO 63005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $111 | $0 | $111 | 0.32% |
| JEREMY G ADAMS3 Filed as: JEREMY ADAMS | 6204 CLAYTON AVENUE SAINT LOUIS, MO 63139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | $0 | $104 | 0.30% |
| BRYAN MURPHY3 Filed as: BRYAN J. MURPHY | 2436 CRIPPLE CREEK DRIVE SAINT LOUIS, MO 63129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | $0 | $69 | 0.20% |
| AMANDA J. SHELBY3 | 1795 CLARKSON ROAD, SUITE 301 CHESTERFIELD, MO 63017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 609 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 612 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INDEPENDENCE BLUE CROSS | 677 | $3.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 753 | $270K |
| Vision | VISION SERVICE PLAN | 376 | $36K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 643 | $519K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 643 | $519K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 643 | $519K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 677 | $3.8M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 643 | $554K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 753 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.