| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG | 401 ROUTE 73N MARLTON, NJ 08053 | HORIZON HEALTHCARE SERVICES, INC. | $35K | $0 | $35K | 3.29% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE, SUITE 100 MOUNT LAUREL, NJ 08054 | HORIZON HEALTHCARE SERVICES, INC. | $17K | $0 | $17K | 1.57% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG COMPANIES INC | 231 MAIN STREET CN2017 TOMS RIVER, NJ 08754 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | $0 | $5K | 6.75% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 2 AQUARIUM DRIVE, SUITE 200 CAMDEN, NJ 08103 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.26% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNOR STRONG AND BUCKELEW | 40 LAKE CENTER MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $0 | $9K | 16.59% |
| MORGAN PERRI3 | 40 LEXINGTON CIRCLE MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $294 | $3K | 5.52% |
| STEPHEN M HENSS LLC3 Filed as: STEPHEN HENSS LLC AND OTHER AGENTS | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $162 | $3K | 5.37% |
| LISA A PERRI3 Filed as: LISA A. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $663 | $2K | 4.06% |
| MICHAEL J PERRI3 Filed as: MICHAEL J. PERRI | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $437 | $2K | 3.77% |
| TAYLOR LEIGH PERRI3 | 775 EAST ROUTE 70 MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $267 | $2K | 3.05% |
| LAUREN ASHLEY PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $216 | $1K | 2.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 114 | $1.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 182 | $80K |
| Life insurance | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 81 | $53K |
| Short-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 81 | $53K |
| Long-term disability | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 81 | $53K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 114 | $1.1M |
| Other | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 81 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 182 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.