| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVE FL 21 NEW YORK, NC 10173 | UNITEDHEALTHCARE INSURANCE COMPANY | $60K | $5K | $65K | 2.21% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 850 CONCOURSE PKWY S, STE 200 MAITLAND, FL 32751 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 0.63% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVE, 21ST FL NEW YORK, NY 10173 | FIRST UNUM LIFE INSURANCE COMPANY | $10K | $3K | $13K | 7.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 850 CONCOURSE PKWY S, STE 200 MAINLAND, FL 32751 | FIRST UNUM LIFE INSURANCE COMPANY | $846 | $372 | $1K | 0.65% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVE, FL 21 NEW YORK, NY 10173 | AETNA LIFE INSURANCE CO. | $4K | — | $4K | 3.94% |
| MCGRIFF INSURANCE SERVICES INC3 | 3318 W FRIENDLY AVE, STE 400 GREENSBORO, NC 37410 | AETNA LIFE INSURANCE CO. | $531 | — | $531 | 0.48% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES, LLC | 340 MADISON VE FL 21 NEW YORK, NY 101730401 | VISION SERVICE PLAN | $1K | — | $1K | 3.85% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 1500 RVERFRONT DR STE 200 LITTLE ROCK, AR 722021745 | VISION SERVICE PLAN | $209 | — | $209 | 0.64% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVE, 21ST FL NEW YORK, NY 10173 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $304 | $3K | 15.70% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 850 CONCOURSE PKWY S, STE 200 MAINLAND, FL 32751 | FIRST UNUM LIFE INSURANCE COMPANY | $694 | $35 | $729 | 4.43% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY, LLC | 340 MADISON AVE, 21ST FL NEW YORK, NY 10173 | FIRST UNUM LIFE INSURANCE COMPANY | $2K | $349 | $2K | 17.85% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSUANCE SERVICES | 850 CONCOURSE PKWY S, STE 200 MAINLAND, FL 32751 | FIRST UNUM LIFE INSURANCE COMPANY | $504 | $44 | $548 | 4.48% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVCES NY LLC | 340 MADISON AVE FL 21 NEW YORK, NY 101730401 | METROPOLITAN LIFE INSURANCE COMPANY | $907 | $374 | $1K | 12.93% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURANCE COMPANY | $82 | — | $82 | 0.83% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY RD STE F GREENSBORO, NC 274099693 | METROPOLITAN LIFE INSURANCE COMPANY | $1 | $34 | $35 | 0.35% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE FL 21 NEW YORK, NY 101730401 | METROPOLITAN LIFE INSURNANCE COMPANY | $2K | $761 | $3K | 177.86% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INS SERVICES INC | 1250 S CAPITAL OF TEXAS HWY BLDG 2, STE 125 AUSTIN, TX 787466446 | METROPOLITAN LIFE INSURNANCE COMPANY | $198 | — | $198 | 11.91% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DAIRY RD, STE F GREENSBORO, NC 274099693 | METROPOLITAN LIFE INSURNANCE COMPANY | $1 | $34 | $35 | 2.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 343 | $3.0M |
| Dental | AETNA LIFE INSURANCE CO. | 388 | $111K |
| Vision | VISION SERVICE PLAN | 160 | $33K |
| Life insurance(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 379 | $205K |
| Short-term disability(2 contracts) | FIRST UNUM LIFE INSURANCE COMPANY | 379 | $200K |
| Long-term disability | FIRST UNUM LIFE INSURANCE COMPANY | 379 | $188K |
| Other(3 contracts, 2 carriers) | FIRST UNUM LIFE INSURANCE COMPANY | 379 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.