| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRIBEN INSURANCE SOLUTIONS INC3 | 24 EAST 2ND STREET 1ST FLOOR MEDIA, PA 19063 | HARTFORD LIFE AND ACCIDENT | $18K | — | $18K | 2.30% |
| CHRISTOPHER MAHLE3 | 164 S MAIN STREET YARDLEY, PA 19067 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 1.67% |
| PAUL A MARKOWICH3 | 708 MOUNT PLEASANT ROAD BRYN MAWR, PA 19010 | HARTFORD LIFE AND ACCIDENT | $5K | — | $5K | 0.64% |
| FIRSTRUST FINANCIAL RESOURCES3 Filed as: FIRSTRUST FINANCIAL RESOURCES LLC | 15 E RIDGE PIKE CONSHOCKEN, PA 19428 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.38% |
| TRIBEN INSURANCE SOLUTIONS INC3 | 24 EAST 2ND STREET 1ST FLOOR MEDIA, PA 19063 | HARTFORD LIFE AND ACCIDENT | $22K | — | $22K | 4.88% |
| CHRISTOPHER MAHLE3 Filed as: CHRISTOPHER H MAHLE | 164 S MAIN STREET YARDLEY, PA 19067 | HARTFORD LIFE AND ACCIDENT | $18K | — | $18K | 4.03% |
| PAUL A MARKOWICH3 | 708 MOUNT PLEASANT ROAD BRYN MAWR, PA 19010 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 1.33% |
| FIRSTRUST FINANCIAL RESOURCES3 Filed as: FIRSTRUST FINANCIAL RESOURCES LLC | 15 E RIDGE PIKE CONSHOCKEN, PA 19428 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 0.80% |
| CAMMACK HEALTH LLC3 | 1 BATTERY PARK PLAZA 6TH FLOOR NEW YORK, NY 10004 | UNITED HEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 4.86% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | UNITED HEALTHCARE INSURANCE COMPANY | — | $8K | $8K | 2.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,939 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 91 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,030 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 7,747 | $390K |
| Long-term disability(2 contracts) | HARTFORD LIFE AND ACCIDENT | 3,149 | $1.2M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,492 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,747 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.