| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD SUITE 400 JACKSONVILLE, FL 32216 | AETNA LIFE INSURANCE CO | $9K | — | $9K | 0.63% |
| BENEFIT TECHNOLOGIES DIV 73 Filed as: BENEFIT TECHNOLOGIES DIV 7 LLC | 8110 CYPRESS PLAZA DRIVE SUITE 201 JACKSONVILLE, FL 32256 | AETNA LIFE INSURANCE CO | $95 | — | $95 | 0.01% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 1.46% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES DIV | 8110 CYPRESS PLAZA DR STE 201 JACKSONVILLE, FL 32256 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $6K | $6K | 1.10% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 2.88% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES DIV | 8110 CYPRESS PLAZA DR STE 201 JACKSONVILLE, FL 32256 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $4K | $4K | 1.08% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 1.37% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES DIV | 8110 CYPRESS PLAZA DR STE 201 JACKSONVILLE, FL 32256 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $3K | $3K | 1.31% |
| COMPASS CONSULTING GROUP INC3 | 4348 SOUTHPOINT BLVD STE 201 JACKSONVILLE, FL 32216 | UNION SECURITY INSURANCE COMPANY | $19K | — | $19K | 12.09% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY SUITE 1950 ATLANTA, GA 30339 | UNION SECURITY INSURANCE COMPANY | $10K | $3K | $14K | 8.69% |
| BENEFIT TECHNOLOGIES DIV 73 | 1200 EAST TAFT AVENUE SAPULPA, OK 74066 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 1.34% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | INSURANCE COMPANY OF NORTH AMERICA | $881 | $0 | $881 | 2.91% |
| BENEFIT TECHNOLOGIES LLC3 Filed as: BENEFIT TECHNOLOGIES DIV | 8110 CYPRESS PLAZA DR STE 201 JACKSONVILLE, FL 32256 | INSURANCE COMPANY OF NORTH AMERICA | $0 | $345 | $345 | 1.14% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 77 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 4,196 | $1.4M |
| Dental | AETNA LIFE INSURANCE CO | 4,196 | $1.4M |
| Vision | AETNA LIFE INSURANCE CO | 4,196 | $1.4M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,498 | $376K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,498 | $551K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,498 | $230K |
| Other(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 2,498 | $189K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,196 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.