| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27K | $27K | 1.80% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | — | $14K | 2.25% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $13K | — | $13K | 2.25% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100-A DULUTH, GA 300968326 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | — | $15K | 9.48% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $2 | $8K | 4.95% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100-A DULUTH, GA 300968326 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | — | $16K | 19.06% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $571 | — | $571 | 0.70% |
| CFN AGENCY INC3 | 4450 RIVER GREEN PARKWAY SUITE 100-A DULUTH, GA 300968326 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 16.96% |
| YOUDECIDE, INC.3 | 4450 RIVER GREEN PARKWAY SUITE 100-A DULUTH, GA 30096 | METLIFE LEGAL PLANS | $3K | — | $3K | 18.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 21 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,246 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 487 | $98K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,899 | $1.5M |
| Vision | EYEMED VISION CARE | 3,996 | $233K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,068 | $568K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,068 | $601K |
| Other(4 contracts, 4 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,068 | $781K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,996 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.