| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AETNA LIFE INSURANCE CO. | $12K | $18 | $12K | 8.02% |
| RANDOLPH HAMILTON3 | 2116 MAGNOLIA CT CINNAMINSON, NJ 08077 | AFLAC | $45 | — | $45 | 1.75% |
| FREDERICK W WILSON III3 Filed as: FREDERICK W. WILSON III | 573 BELLEVUE RD. NEWARK, DE 19713 | AFLAC | $40 | $2 | $42 | 1.63% |
| SCARLET RODRIGUEZ3 | 609 S. PERCY ST. PHILADELPHIA, PA 19147 | AFLAC | $41 | — | $41 | 1.59% |
| MICHAEL WEDGE3 Filed as: MICHAEL G. WEDGE | 502 WASHINGTON AVE STE 600 TOWSON, MD 21204 | AFLAC | $30 | — | $30 | 1.16% |
| CIRO ABRIL3 Filed as: CIRO RODRIGUEZ | 18 BRACKEN CT. HOWELL, NJ 07731 | AFLAC | $28 | — | $28 | 1.09% |
| DARLENE S DILLON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $24 | — | $24 | 0.93% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | AFLAC | $12 | — | $12 | 0.47% |
| DOMINICK VIETRI3 | 502 WASHINGTON AVE STE 600 TOWSON, MD 21204 | AFLAC | $12 | — | $12 | 0.47% |
| PATRICIA DOXZEN3 Filed as: PATRICIA L DOXZEN | 11504 SAINT DAVIDS LN LUTHERVILLE, MD 21093 | AFLAC | $11 | — | $11 | 0.43% |
| ANGELA T HAMILTON3 | 2116 MAGNOLIA CT CINNAMINSON, NJ 08077 | AFLAC | $10 | — | $10 | 0.39% |
| VICTOR M VELEZ3 | 401 CUMBRIAN CT WEST CHESTER, PA 19382 | AFLAC | $5 | — | $5 | 0.19% |
| CAROLYN E MORRISON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $4 | — | $4 | 0.16% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL & ASSOC INC | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $3 | — | $3 | 0.12% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $3 | — | $3 | 0.12% |
| GERALD D KNOTT SR3 | 2113 TRIMBLE RD EDGEWOOD, MD 21040 | AFLAC | $2 | — | $2 | 0.08% |
| ELLEN M CRAWFORD3 | P.O. BOX 42155 TOWSON, MD 21284 | AFLAC | $2 | — | $2 | 0.08% |
| JOSE A SCHIENEMAN3 | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $2 | — | $2 | 0.08% |
| RACHEL PENNINGTON3 | 16 WESTMINISTER DR BERLIN, MD 21811 | AFLAC | $1 | — | $1 | 0.04% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | NATIONAL VISION ADMINISTRATORS, L.L.C. | $48 | — | $48 | 4.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 165 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 166 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 155 | $150K |
| Dental | AETNA LIFE INSURANCE CO. | 155 | $147K |
| Vision | NATIONAL VISION ADMINISTRATORS, L.L.C. | 110 | $963 |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 165 | $5K |
| Prescription drug | AETNA LIFE INSURANCE CO. | 155 | $147K |
| Other(2 contracts, 2 carriers) | AFLAC | 165 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.