| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN INSURANCE GROUP3 | 259 PROSPECT PLAINS ROAD BUILDING F, SUITE 110 CRANBURY, NJ 08512 | HORIZON HEALTHCARE SERVICES, INC. | $71K | — | $71K | 3.42% |
| DENNIS T. FENNELL3 Filed as: DENNIS T FENNELL | 8 BELVOIR DRIVE WASHINGTONVILLE, NY 10992 | AFLAC | $3K | $325 | $4K | 3.16% |
| TREVOR FENNELL3 Filed as: TREVOR R FENNELL | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NE 11375 | AFLAC | $4K | — | $4K | 3.15% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $998 | $54 | $1K | 0.90% |
| RYAN K GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $501 | — | $501 | 0.43% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C MEIER | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 33496 | AFLAC | $442 | — | $442 | 0.38% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 100 WALL STREET FLOOR 28 NEW YORK, NY 10005 | AFLAC | $418 | — | $418 | 0.36% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO | 131 EAST 39TH STREET APARTMENT 3 NEW YORK, NY 10016 | AFLAC | $341 | — | $341 | 0.29% |
| DENNIS FENNELL3 | 8 BELVOIR DRIVE WASHINGTONVILLE, NY 10992 | AFLAC | $310 | — | $310 | 0.27% |
| WILLIAM O'CONNELL3 Filed as: WILLIAM J O'CONNELL | 98 LOIS LANE MONROE, NY 10950 | AFLAC | $240 | — | $240 | 0.21% |
| RICHARD WHELAN3 | 3507 NORTHWEST CLUBSIDE CIRCLE BOCA RATON, FL 33496 | AFLAC | $239 | — | $239 | 0.21% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVENUE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $187 | — | $187 | 0.16% |
| ANDBEE CORP3 | 439 GENESEE COURT SUFFERN, NY 10901 | AFLAC | $182 | — | $182 | 0.16% |
| RUSSELL T BARRETT3 | 665 SARATOGA ROAD APARTMENT 130 GANSEVOORT, NY 12831 | AFLAC | $153 | — | $153 | 0.13% |
| RONALD J MOGG JR3 | 184 OLD MAMARONECK ROAD WHITE PLAINS, NY 10605 | AFLAC | $152 | — | $152 | 0.13% |
| SHARON L SPARKS-RENAUD3 | 75 CARNEY DRIVE CARNES POINT, NJ 08069 | AFLAC | $150 | — | $150 | 0.13% |
| KENNETH R MEIER3 | 103 EDISON STREET CLIFTON, NJ 07013 | AFLAC | $142 | — | $142 | 0.12% |
| BRIAN WHITE3 Filed as: BRIAN M WHITE | 6 COWDIN LANE CHAPPAQUA, NC 10514 | AFLAC | $84 | — | $84 | 0.07% |
| JENNIFER E LUBELSKY3 | 80 JOHN STREET APARTMENT 11C NEW YORK, NY 10038 | AFLAC | $83 | — | $83 | 0.07% |
| BRIAN WHITE3 Filed as: BRIAN HENRY CIESLAK | 900 LIBERTY PLACE SICKLERVILLE, NJ 08081 | AFLAC | $80 | — | $80 | 0.07% |
| BENITO A ROTONDI II INC3 Filed as: BENITO A ROTONDI II | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $59 | — | $59 | 0.05% |
| MICHAEL S CHILLE3 | 21 SAINT THOMAS MORE DRIVE WINCHESTER, MA 01890 | AFLAC | $49 | — | $49 | 0.04% |
| TIMOTHY CAVAZOS3 | 108 ANDREW LINDSEY WILLIAMSBURG, VA 23185 | AFLAC | $48 | — | $48 | 0.04% |
| JASON D HARTMAN3 | 225 DOLSON AVENUE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $47 | — | $47 | 0.04% |
| CHARLES J MULE3 | 147 UNION STREET BROOKLYN, NY 11231 | AFLAC | $40 | — | $40 | 0.03% |
| RICHARD P MULLEN3 | 929 TEANECK ROAD APARTMENT 1C TEANECK, NJ 07666 | AFLAC | $38 | — | $38 | 0.03% |
| JASON D HARTMAN3 | 10 LAKE STREET SUITE 2 MONROE, NY 10950 | AFLAC | $34 | — | $34 | 0.03% |
| MICHAEL T REYES3 | 185 PLAINS ROAD SUITE 200E MILFORD, CT 06461 | AFLAC | $24 | — | $24 | 0.02% |
| MICHAEL BUTTERFIELD3 | 2021 NEW ROAD SUITE 12B LINWOOD, NJ 08221 | AFLAC | $23 | — | $23 | 0.02% |
| TODD J BURKE CORP3 Filed as: TODD J BURKE | 401 EAST 80TH STREET APARTMENT 6J NEW YORK, NY 10075 | AFLAC | $22 | — | $22 | 0.02% |
| ANDBEE CORP3 | PO BOX 84 SOUTHFIELDS, NY 10975 | AFLAC | $19 | — | $19 | 0.02% |
| ALBERT SHUST3 | 200 CENTENNIAL AVENUE SUITE 105 PISCATAWAY, NJ 08854 | AFLAC | $18 | — | $18 | 0.02% |
| KEVIN R MCINERNEY3 | 580 WHITE PLAINS ROAD SUITE 600 TARRYTOWN, NY 10591 | AFLAC | $16 | — | $16 | 0.01% |
| MICHAEL BUTTERFIELD3 | 33 FISHING CREEK ROAD CAPE MAY COURT HOUSE, NJ 08210 | AFLAC | $16 | — | $16 | 0.01% |
| JASON SALLEMI3 | 302 MONROE STREET APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $14 | — | $14 | 0.01% |
| MELISSA A SCHOFIELD3 | 11620 NORTH 39TH STREET PHEONIX, CT 85028 | AFLAC | $9 | — | $9 | 0.01% |
| AMY K FOY3 | 804 MCCOY ROAD FRANKLIN LAKES, NJ 07417 | AFLAC | $7 | — | $7 | 0.01% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TWP, NJ 08234 | AFLAC | $5 | — | $5 | 0.00% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: CAVAZOS RISK MANAGEMENT LLC | 11551 NUCKOLS ROAD SUITE P GLEN ALLEN, VA 23059 | AFLAC | $4 | — | $4 | 0.00% |
| JUDITH S KASS3 | 47 MORNING WATCH ROAD WAYNE, NJ 07470 | AFLAC | $3 | — | $3 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $2 | — | $2 | 0.00% |
| KORE INSURANCE HOLDINGS LLC3 Filed as: KORE INSURANCE HOLDINGS | 354 EISENHOWER PARKWAY LIVINGSTON, NJ 07039 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $8K | — | $8K | 7.15% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE | 354 EISENHOWER PARKWAY SUITE 2850 LIVINGSTON, NJ 07039 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $5K | $5K | 3.97% |
| DENNIS FENNELL3 | 8 BELVOIR DRIVE WASHINGTONVILLE, NY 10992 | AFLAC | $3K | $363 | $4K | 6.25% |
| TREVOR FENNELL3 | 11835 QUEENS BOULEVARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $938 | — | $938 | 1.57% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY R ORGERA INC | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $598 | $61 | $659 | 1.11% |
| RICHARD WHELAN3 | 3507 NORTHWEST CLUBSIDE CIRCLE BOCA RATON, FL 33496 | AFLAC | $245 | — | $245 | 0.41% |
| JASON SALLEMI3 | 302 MONROE STREET APARTMENT 4B HOBOKEN, NJ 07030 | AFLAC | $162 | — | $162 | 0.27% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO LLC | 100 WALL STREET FLOOR 28 NEW YORK, NY 10005 | AFLAC | $154 | — | $154 | 0.26% |
| KENNETH C MEIER CORP3 | 401 FRANKLIN AVENUE SUITE 312 GARDEN CITY, NY 11530 | AFLAC | $152 | — | $152 | 0.26% |
| JENNIFER E LUBELSKY3 Filed as: JENNIFER ELIA LUBELSKY | 80 JOHN STREET APARTMENT 11C NEW YORK, NY 10038 | AFLAC | $149 | — | $149 | 0.25% |
| SJRDK ATTN REID KLEINMAN3 Filed as: SJRDK ATTENTION REID KLEINMAN | PO BOX 20565 NEW YORK, NY 10021 | AFLAC | $134 | — | $134 | 0.22% |
| MERIDA CARLO CORP3 | 3311 36TH AVENUE ATTENTION AGENCY ASTORIA, NY 11106 | AFLAC | $134 | — | $134 | 0.22% |
| RUSSELL T BARRETT3 | 665 SARATOGA ROAD APARTMENT 130 GANSEVOORT, NY 12831 | AFLAC | $122 | — | $122 | 0.20% |
| RYAN GOLDBERG3 | 103 CHURCH STREET #3 PHILADELPHIA, PA 19106 | AFLAC | $112 | — | $112 | 0.19% |
| DEVON DIERMEIER3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $80 | $2 | $82 | 0.14% |
| JACQUELINE CASTRO3 Filed as: JACQUELINE S CASTRO LLC | 131 EAST 39TH STREET APARTMENT 3 NEW YORK, NY 10016 | AFLAC | $80 | — | $80 | 0.13% |
| GIANA M COURT3 | 544 VAN BUREN STREET #1 BROOKLYN, NY 11221 | AFLAC | $78 | — | $78 | 0.13% |
| SPHEREC GROUP LLC3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $73 | — | $73 | 0.12% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVENUE SUITE 304 MIDDLETOWN, NY 10940 | AFLAC | $70 | — | $70 | 0.12% |
| MATTHEW T OLSON3 | 8 LAKESIDE DRIVE CENTERPORT, NY 11721 | AFLAC | $55 | — | $55 | 0.09% |
| WILLIAM O'CONNELL3 | 98 LOIS LANE MONROE, NY 10950 | AFLAC | $50 | — | $50 | 0.08% |
| CLAIRE MARIE GELINAS3 | 1374 MIDLAND AVENUE APARTMENT 111 BRONXVILLE, NY 10708 | AFLAC | $47 | — | $47 | 0.08% |
| MICHAEL S CHILLE3 | 12 SAINT THOMAS MORE DRIVE WINCHESTER, MA 01890 | AFLAC | $47 | — | $47 | 0.08% |
| GEORGE BLAIR WEILER3 | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $46 | — | $46 | 0.08% |
| GEORGE BLAIR WEILER3 | 64 HILLTOP DRIVE MANHASSET, NY 11030 | AFLAC | $33 | — | $33 | 0.06% |
| CHRISTINE M. MCCULLUGH3 Filed as: CHRISTINE WALSH | 255 WEST NECK ROAD HUNTINGTON, NY 11743 | AFLAC | $30 | — | $30 | 0.05% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY A LIBECCI | 205 OLD TOWN ROAD STATEN ISLAND, NY 10305 | AFLAC | $27 | — | $27 | 0.05% |
| BRIAN WHITE3 | 6 COWDIN LANE CHAPPAQUA, NY 10514 | AFLAC | $26 | — | $26 | 0.04% |
| MATIAS IGNACIO AYALA3 | 1052 STRATFORD AVENUE BRONX, NY 10472 | AFLAC | $25 | — | $25 | 0.04% |
| BENITO A ROTONDI II INC3 | 23 PINE RIDGE ROAD SARATOGA SPRINGS, NY 12866 | AFLAC | $24 | — | $24 | 0.04% |
| EDWIN O'CONNOR3 | PO BOX 166 MASSAPEQUA, NY 11758 | AFLAC | $23 | — | $23 | 0.04% |
| SHAWN T KONIOR3 | 1410 MITCHEL FIELD WAY GARDEN CITY, NY 11530 | AFLAC | $22 | — | $22 | 0.04% |
| STEPHEN WHITE3 Filed as: STEPHEN P WHITE | 5 EMERALD LANE MONTEBELLO, NY 10901 | AFLAC | $20 | — | $20 | 0.03% |
| TERRI MULLAN3 | 14535 34TH AVENUE FLUSHING, NY 11354 | AFLAC | $19 | — | $19 | 0.03% |
| PATRICK RUHLE3 Filed as: PATRICK C HARDIE | 14 WALL STREET SUITE 8C NEW YORK, NY 10005 | AFLAC | $18 | — | $18 | 0.03% |
| SHAUN T KONIOR3 | 31 STRATFORD GRN FARMINGDALE, NY 11735 | AFLAC | $16 | — | $16 | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHEAST LTD | 1393 VETERANS HIGHWAY SUITE 210N HAUPPAUGE, NY 11788 | AFLAC | $13 | — | $13 | 0.02% |
| JAMES (JAY) GRIMES3 | 6165 WATERFORD ROAD COLUMBUS, GA 31904 | AFLAC | $12 | — | $12 | 0.02% |
| MCINERNEY GROUP LLC3 | 580 WHITE PLAINS ROAD SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $8 | — | $8 | 0.01% |
| ANTHONY S ALMODOVAR3 Filed as: ANTHONY A LIBECCI | 4864 ARTHUR KILL ROAD SUITE 3 STATEN ISLAND, NY 10309 | AFLAC | $1 | — | $1 | 0.00% |
| MARTIN INSURANCE GROUP3 Filed as: MARTIN INSURANCE SERVICES INC | 259 PROSPECT PLAINS ROAD BUILDING F, SUITE 110 CRANBURY, NJ 08512 | USABLE LIFE | $7K | — | $7K | 12.60% |
| HORIZON INSURANCE COMPANY3 | 3 PENN PLAZA EAST M2H NEWARK, NJ 07105 | USABLE LIFE | — | $3K | $3K | 6.14% |
| KORE INSURANCE HOLDINGS LLC3 | 354 EISENHOWER PARKWAY #1 LIVINGSTON, NY 07039 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| MARTIN FINANCIAL GROUP3 | 259 PROSPECT PLAINS ROAD BUILDING F CRANBURY, NJ 08512 | UNITEDHEALTHCARE INSURANCE COMPANY | $892 | — | $892 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 129 | $2.1M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 122 | $115K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 113 | $18K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 148 | $173K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 129 | $2.1M |
| Other(3 contracts, 2 carriers) | AFLAC | 148 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.