| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC Filed as: USI INSURANCE SERVICES CORP | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 10.06% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES CORP | 200 SUMMIT LAKE DR, STE. 350 VALHALLA, NY 10595 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 10.91% |
| USI INSURANCE SERVICES LLC1 Filed as: USI INSURANCE SERVICES CORP | 200 SUMMIT LAKE DR, STE. 350 VALHALLA, NY 10595 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 10.92% |
| USI INSURANCE SERVICES LLC6 Filed as: USI INSURANCE SERVICES CORP | 200 SUMMIT LAKE DR, STE. 350 VALHALLA, NY 10595 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 10.29% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES CORP | 200 SUMMIT LAKE DR, STE. 350 VALHALLA, NY 10595 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $0 | $0 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC (CT) | PO BOX 1040 ATTN KAREN NASH MERIDEN, CT 06450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 10.65% |
| THOMAS P MCKIERNAN3 | 20 JAMES STREET MILFORD, CT 06460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $936 | — | $936 | 2.17% |
| CHRISTIAN PISANI3 | 47 CRISSEY LANE SOUTHINGTON, CT 06489 | CONTINENTAL AMERICAN INSURANCE COMPANY | $610 | — | $610 | 1.41% |
| MICHAEL BENDER3 | 1803 RESEARCH BLVD SUITE 400 ROCKVILLE, MD 20850 | CONTINENTAL AMERICAN INSURANCE COMPANY | $284 | — | $284 | 0.66% |
| MICHAEL BENDER3 | 1803 RESEARCH BLVD SUITE 400 ROCKVILLE, MD 20850 | CONTINENTAL AMERICAN INSURANCE COMPANY | $284 | — | $284 | 0.66% |
| JEANNETTE A COLE3 | 23 CLIFF ST EAST HAVEN, CT 06512 | CONTINENTAL AMERICAN INSURANCE COMPANY | $258 | — | $258 | 0.60% |
| MICHAEL C WALKER3 Filed as: MICHAEL B HENSH | 64 KERRY LYNN CT WILLIAMSTOWN, NJ 08094 | CONTINENTAL AMERICAN INSURANCE COMPANY | $156 | — | $156 | 0.36% |
| ANNA J. TRAINO3 Filed as: ANNA TRAINO | 15 LAKEWOOD RD EAST HAMPTON, CT 06424 | CONTINENTAL AMERICAN INSURANCE COMPANY | $155 | — | $155 | 0.36% |
| MEGAN L KEEFE3 | 139 EAST WEST HILL ROAD BARKHAMSTEAD, CT 06063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $144 | — | $144 | 0.33% |
| CHRISTOPHER S AUSTERMANN3 | 148 EASTERN BLVD STE 403 GLASTONBURY, CT 06033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | 0.33% |
| JASON FAHRER3 | 3310 PRESERVE OAKS COURT FAIRFAX, VA 22030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $132 | — | $132 | 0.31% |
| MICHAEL C WALKER3 Filed as: MICHAEL B HENSH | 64 KERRY LYNN CT WILLIAMSTOWN, NJ 08094 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | — | $124 | 0.29% |
| STEPHEN WEST3 | 5 JANE ST BEACON FALLS, CT 06403 | CONTINENTAL AMERICAN INSURANCE COMPANY | $120 | — | $120 | 0.28% |
| PHILIP D REIBMAN3 | 9823 BRANCHWATER AVENUE CHARLOTTE, NC 28277 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.20% |
| PHILIP D REIBMAN3 | 9823 BRANCHWATER AVENUE CHARLOTTE, NC 28277 | CONTINENTAL AMERICAN INSURANCE COMPANY | $85 | — | $85 | 0.20% |
| AIMEE BRANDON3 Filed as: AIMEE Z BRANDON | 28322 OPEN FIELD LOOP WESLEY CHAPEL, FL 33543 | CONTINENTAL AMERICAN INSURANCE COMPANY | $71 | — | $71 | 0.16% |
| AIMEE BRANDON3 Filed as: AIMEE Z BRANDON | 28322 OPEN FIELD LOOP WESLEY CHAPEL, FL 33543 | CONTINENTAL AMERICAN INSURANCE COMPANY | $71 | — | $71 | 0.16% |
| KENNETH C GRAVELINE3 | 109 BOSTON POST RD ORANGE, CT 06477 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.16% |
| SVETLANA ZEITLIN3 | 1020 N DELAWARE AVE FLOOR 4 PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.13% |
| ANASTASIA BARANOV3 | 2141 INDUSTRIAL PKWAY SILVER SPRING, MD 20904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.10% |
| MICHAEL BAECKER3 | 71 GEER ST CROMWELL, CT 06416 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.09% |
| SVETLANA ZEITLIN3 | 1020 N DELAWARE AVE FLOOR 4 PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.07% |
| SCOTT JACOB INS GROUP LLC3 | 573 BELLEVUE RD NEWARK, DE 19713 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.07% |
| SCOTT T JACOB3 | 573 BELLEVUE RD STE NEWARK, DE 19713 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.05% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.04% |
| JOSEPH E ROMANOWSKI3 | 1735 BURFORD HWY STE 215-278 CUMMING, GA 30041 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| JOSEPH E ROMANOWSKI3 | 1735 BURFORD HWY STE 215-278 CUMMING, GA 30041 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| JAMONT L KINDS3 | 7546 US RT 30 3RD FL IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| MARCI M SCHNITKER3 | PO BOX 245 GUNTER, TX 75058 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| JAMONT L KINDS3 | 7546 US RT 30 3RD FL IRWIN, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| MATTHEW T O'HANLON3 | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MARIALENA SELVAGGIO3 | 1685 SW 4TH AVE BOCA RATON, FL 33432 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| MARIALENA SELVAGGIO3 | 1685 SW 4TH AVE BOCA RATON, FL 33432 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| MARCI M SCHNITKER3 | PO BOX 245 GUNTER, TX 75058 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| FREDERICK W WILSON ILL3 | 573 BELLEVUE RD NEWARK, DE 19713 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| SEAN A DUGGAN3 | 4067 GOLD MILL RDG CANTON, GA 30114 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MICHAEL H FLEMING3 | 11186 BROKERS LANE N HUNTINGDON, PA 15642 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| SUWAT ASSAWAMATIYANONT3 | 4410 BOUGAINVILLA DR APT 4 LAUDERDALE BY THE, FL 33308 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES CORP | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $675 | — | $675 | 3.38% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES CORP | 530 PRESTON ST, 3RD FLOOR MERIDEN, CT 06450 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 9.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 650 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 650 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 650 | $105K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 644 | $170K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 269 | $110K |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 650 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.