| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | HARVARD PILGRIM HEALTH CARE | $19K | — | $19K | 0.71% |
| HP PLANNING LLC3 | 1100 SUMMER STREET 4TH FL STAMFORD, CT 06905 | HARVARD PILGRIM HEALTH CARE | $13K | — | $13K | 0.51% |
| AISLING PARTNERS3 Filed as: AISLING PARTNERS LLC | 25 HARVARD STREET WORCESTER, MA 01609 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 2.06% |
| HP PLANNING LLC3 | 1100 SUMMER STREET 4TH FL STAMFORD, CT 06905 | METROPOLITAN LIFE INSURANCE COMPANY | — | $820 | $820 | 0.48% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 25 HARVARD STREET 4TH FL WORCESTER, MA 01609 | METROPOLITAN LIFE INSURANCE COMPANY | $624 | — | $624 | 0.37% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 1100 SUMMER STREET 2ND FL STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $1K | $6K | 8.97% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $772 | $772 | 1.10% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 1100 SUMMER STREET 2ND FL STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 8.13% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $751 | $751 | 1.16% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 1100 SUMMER STREET 2ND FL STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $4K | 7.30% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY STE. 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $696 | $696 | 1.14% |
| AISLING PARTNERS INSURANCE BROKERAG3 Filed as: AISLING PARTNERS INS BROKERAGE | 25 HARVARD STREET WORCESTER, MA 01609 | HARVARD PILGRIM HEALTH CARE | $264 | — | $264 | 0.71% |
| HP PLANNING LLC3 | 1100 SUMMER STREET 4TH FL STAMFORD, CT 06905 | HARVARD PILGRIM HEALTH CARE | $191 | — | $191 | 0.51% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 1100 SUMMER STREET 2ND FL STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $578 | $3K | 12.08% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $321 | $321 | 1.15% |
| HP PLANNING LLC3 Filed as: HP PLANNING LLC DBA AISLING PARTNER | 1100 SUMMER STREET 2ND FL STAMFORD, CT 06905 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $652 | $77 | $729 | 16.78% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY STE 30A MARBLEHEAD, MA 01904 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $43 | $43 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HARVARD PILGRIM HEALTH CARE | 319 | $2.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $169K |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 625 | $259K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $65K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 149 | $70K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 625 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.