| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INS SERV | 150 JOHN F. KENNEDY PARKWAY SUITE 520 SHORT HILLS, NJ 07078 | BLUECROSS BLUESHIELD OF TEXAS | $104K | — | $104K | 1.19% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC NJ | 29840 NETWORK PLACE CHICAGO, IL 60673 | BLUECROSS BLUESHIELD OF TEXAS | $74K | $39 | $74K | 0.84% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | INSURANCE SERVICES WE 811 LOUISIANA ST., SUITE 2200 HOUSTON, TX 77002 | BLUECROSS BLUESHIELD OF TEXAS | — | $55 | $55 | 0.00% |
| CAMIN CARGO CONTROL, INC.3 | 1001 SHAW AVENUE SUITE 200 PASADENA, TX 775061519 | BLUECROSS BLUESHIELD OF TEXAS | — | $8 | $8 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | INSURANCE SERVICES WEST 811 LOUISIANA ST., SUITE 2200 HOUSTON, TX 77002 | HARTFORD LIFE AND ACCIDENT | $29K | — | $29K | 5.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC NJ | 165 BROADWAY NEW YORK, NY 10006 | HARTFORD LIFE AND ACCIDENT | $9K | — | $9K | 1.82% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | INSURANCE SERVICES WEST 801 S FIGUEROA STREET, SUITE 800 LOS ANGELES, CA 90017 | HARTFORD LIFE AND ACCIDENT | — | $7K | $7K | 1.43% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 95816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | — | $32 | $32 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | INSURANCE SERVICES WEST PO BOX 730054 DALLAS, TX 753730054 | DELTA DENTAL OF NEW JERSEY, INC. | $9K | — | $9K | 2.07% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731296 | DELTA DENTAL OF NEW JERSEY, INC. | $4K | — | $4K | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 958 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 961 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 1,382 | $8.8M |
| Dental | DELTA DENTAL OF NEW JERSEY, INC. | 1,263 | $412K |
| Vision(2 contracts) | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 1,255 | $57K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 1,587 | $502K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 1,587 | $502K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,587 | $502K |
| Other | HARTFORD LIFE AND ACCIDENT | 1,587 | $502K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,587 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.