| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASURE BENEFITS MANAGEMENT LLC3 | 405 COLORADO STREET, SUITE 1800 AUSTIN, TX 78701 | HORIZON HEALTHCARE SERVICES, INC. | $79K | — | $79K | 2.29% |
| THE WILSHIRE GROUP LLC3 Filed as: WILSHIRE GROUP LLC | 2035 LINCOLN HIGHWAY EDISON, NJ 08817 | HORIZON HEALTHCARE SERVICES, INC. | $55K | — | $55K | 1.59% |
| ASURE BENEFITS MANAGEMENT LLC3 | 405 COLORADO STREET, SUITE 1800 AUSTIN, TX 78701 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | — | $17K | 5.81% |
| THE WILSHIRE GROUP LLC3 Filed as: THE WILSHIRE GROUP | 2035 LINCOLN HIGHWAY, SUITE 1080 EDISON, NJ 08817 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 4.20% |
| MGIS5 | 111 SOUTH MAINE STREET, SUITE 400 SALT LAKE CITY, UT 84111 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $180 | $180 | 0.06% |
| THE WILSHIRE GROUP LLC3 Filed as: WILSHIRE GROUP, LLC | 2035 STATE ROUTE 27 STE 1080 EDISON, NJ 08817 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 2.64% |
| ASURE BENEFITS MANAGEMENT LLC3 | 405 COLORADO STREET, SUITE 1800 AUSTIN, TX 78701 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 1.31% |
| ASURE BENEFITS MANAGEMENT LLC3 Filed as: ASURE BENEFITS MANAGEMENT | 405 COLORADO STREET, SUITE 1800 AUSTIN, TX 78701 | DENTAL SERVICES ORGANIZATION, LLC | $1K | — | $1K | 3.74% |
| THE WILSHIRE GROUP LLC3 Filed as: WILSHIRE GROUP LLC | 2035 LINCOLN HIGHWAY, SUITE 1080 EDISON, NJ 08817 | DENTAL SERVICES ORGANIZATION, LLC | $364 | — | $364 | 1.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 327 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 327 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 224 | $3.5M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 464 | $213K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 464 | $184K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 327 | $298K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 327 | $298K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 224 | $3.5M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 327 | $298K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 464 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.