See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SEI TRUST INVESTMENT MANAGER | Trustee (bank, trust company, or similar financial institution) Service code 21 | 1 FREEDOM DRIVE OAKS, PA 19456 | $209K |
| HEWITT ASSOCIATES, LLC EIN 36-2235791 ACTUARY/CONSULTING | Actuarial Service code 11 | 400 ATRIUM DRIVE SOMERSET, NJ 08873 | $57K |
| BAKER TILLY VIRCHOW KRAUSE LLP EIN 39-0859910 AUDITOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Actuarial Service code 11 | 100 WALNUT AVENUE, SUITE 200 CLARK, NJ 07066 | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,054 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 309 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 5 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC | 1,280 | $18.8M |
| Dental | DELTA DENTAL | 2,438 | $830K |
| Vision | HORIZON INSURANCE COMPANY | 109 | $24K |
| Short-term disability | GUARDIAN | 1,074 | $545K |
| Long-term disability | GUARDIAN | 1,060 | $538K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC | 1,251 | $5.7M |
| Other | GUARDIAN | 1,060 | $538K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,438 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.