| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS BENEFIT ADVISORS | 21 EAST 5TH AVENUE CONSHOHOCKEN, PA 19428 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | -$35 | -$35 | -0.00% |
| MICHAEL PALLOZZI3 | 209 ROWAN BLVD GLASSBORO, NJ 08028 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$88 | — | -$88 | -0.01% |
| PLATINUM PLANNING INC3 Filed as: PLATINUM PLANNING INC. | 718 RIVER ROAD FAIR HAVEN, NJ 07704 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | -$93 | -$93 | -0.01% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$136 | — | -$136 | -0.01% |
| ADVANTAGE BENEFIT CONCEPTS3 Filed as: ADVANTAGE BENEFIT CONCEPTS INC | ROUTE 168 N SUITE A-1 TURNERSVILLE, NJ 08012 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | -$150 | — | -$150 | -0.01% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNITEDHEALTHCARE INSURANCE COMPANY | $29K | — | $29K | 3.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SENN DUNN INS MARSH MCLENNAN AGENCY | 3625 N ELM ST, STE 200 GREENSBORO, NC 274552604 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 1.98% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $31K | — | $31K | 7.81% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | UNITEDHEALTHCARE INSURANCE COMPANY | $46 | — | $46 | 0.01% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | — | $8K | 6.18% |
| CHARLES H. FINKELDAY3 Filed as: CHARLES H FINKELDAY | 323 EAST OAKBOURNE AVENUE GALLOWAY, NJ 08205 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 4.02% |
| MICHAEL BUTTERFIELD3 | 2021 NEW ROAD STE 12-B LINWOOD, NJ 08234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 1.95% |
| DOMINIC A MORRONE3 Filed as: DOMINIC MORRONE | 900 ROUTE 168 N SUITE A-1 TURNERSVILLE, NJ 08012 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.61% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DRIVE MIDDLETOWN, DE 19709 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.22% |
| THOMAS VOLPE3 | 927 N MAIN STREET SUITE A-6 PLEASANTVILLE, NJ 08232 | CONTINENTAL AMERICAN INSURANCE COMPANY | $560 | — | $560 | 0.42% |
| MICHAEL BUTTERFIELD3 Filed as: MICHAEL WING | 5 HOLDEN CT EGG HARBOR TOWNSHIP, NJ 08234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $384 | — | $384 | 0.29% |
| LORETTA MACOMBER3 | 4012 IVINS AVENUE EGG HARBOR TOWNSHIP, NJ 08234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.06% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $14K | — | $14K | 20.00% |
| CONNER STRONG & BUCKELEW3 | TRIAD1828 CENTRE 2 COOPER STREET, P.O. BOX 99106 CAMDEN, NJ 08101 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 942 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 944 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 462 | $2.6M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 929 | $393K |
| Vision | VISION SERVICE PLAN | 420 | $55K |
| Life insurance(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 929 | $595K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 399 | $132K |
| Long-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 399 | $190K |
| Prescription drug(3 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 462 | $2.5M |
| Other(4 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 929 | $653K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 929 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.