See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BLUE CROSS BLUE SHIELD OF N NONE | Claims processing; Contract Administrator Service code 12 | 3 PENN PLAZA EAST, PP-04V NEWARK, NJ 07105 | $456K |
| I.E. SHAFFER & CO. EIN 22-1750854 NONE | Contract Administrator Service code 13 | — | $319K |
| LABOR FIRST EIN 06-1750191 NONE | Contract Administrator Service code 13 | — | $81K |
| MSPC CERTIFIED PUBLIC ACCOUNTANTS EIN 22-2951202 NONE | Accounting (including auditing) Service code 10 | — | $61K |
| O BRIEN, BELLAND & BUSHINSKY LLC EIN 37-1467056 NONE | Legal Service code 29 | — | $53K |
| LINDABURY, MCCORMICK, ESTABROOK EIN 22-1943351 NONE | Legal Service code 29 | — | $19K |
| FIRST ACTUARIAL CONSULTING INC. EIN 26-3842522 | Actuarial Service code 11 | — | $12K |
| WEAVER C. BARKSDALE EIN 62-1217255 NONE | Investment advisory (plan) Service code 27 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 514 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 284 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 798 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DENTAL SERVICES ORGANIZATION, LLC | 407 | $322K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 770 | $41K |
| Prescription drug | MEDCO CONTAINMENT LIFE INSURANCE COMPANY | 315 | $543K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR OF LIFE INSURANCE CO | 602 | $566K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 770 | $41K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.