| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SAFEGARD GROUP INC3 Filed as: SAFEGARD GROUP INC | 100 GRANITE DRIVE, SUITE 205 MEDIA, PA 19063 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $22K | — | $22K | 3.62% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $4K | $7K | 1.10% |
| USI INSURANCE SERVICES LLC3 | 101 WEST MAIN STREET, STE 900 NORFOLK, VA 23510 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 0.38% |
| THE SAFEGARD GROUP INC3 Filed as: THE SAFEGARD GROUP, INC. | 100 GRANITE DRIVE, SUITE 205 MEDIA, PA 19063 | DELTA DENTAL | $7K | — | $7K | 1.91% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 180 PARK AVENUE, SUITE 102 FLORHAM PARK, NJ 07932 | DELTA DENTAL | $2K | — | $2K | 0.58% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62939 VIRGINIA BEACH, VA 234662939 | VISION SERVICE PLAN | $2K | — | $2K | 2.57% |
| THE SAFEGARD GROUP INC3 Filed as: THE SAFEGARD GROUP, INC. | 100 GRANITE DRIVE, SUITE 109 MEDIA, PA 190635134 | VISION SERVICE PLAN | $1K | — | $1K | 2.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,735 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,735 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL | 852 | $393K |
| Vision | VISION SERVICE PLAN | 428 | $60K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,766 | $612K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,766 | $612K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,766 | $612K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,766 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.