See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INS CO (CIGNA) EIN 59-1031071 ADMINISTRATIVE SERVICES | Float revenue; Direct payment from the plan; Other services; Named fiduciary; Participant communication; Non-monetary compensation; Contract Administrator; Claims processing Service code 12 | — | $1.3M |
| EVERNORTH BEHAVIORAL HEALTH INC EIN 41-1648670 CONTRACT ADMINISTRATOR | Contract Administrator; Participant communication; Direct payment from the plan; Claims processing Service code 12 | — | $32K |
| CIGNA | Float revenue; Other commissions; Named fiduciary; Other services; Non-monetary compensation; Claims processing; Direct payment from the plan; Participant communication; Contract Administrator Service code 12 | — | $0 |
| CITIBANK | Non-monetary compensation; Claims processing; Direct payment from the plan; Participant communication; Named fiduciary; Contract Administrator; Float revenue; Other services Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,237 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH & LIFE INSURANCE CO & AFFIL (CIGNA) | 3,049 | $282K |
| Vision | CIGNA HEALTH & LIFE INSURANCE CO & AFFIL (CIGNA) | 3,049 | $282K |
| Life insurance(2 contracts) | HARTFORD LIFE AND ACCIDENT | 1,514 | $1.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 310 | $71K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 1,514 | $1.1M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 1,282 | $2.7M |
| Other(5 contracts, 3 carriers) | CIGNA HEALTH & LIFE INSURANCE CO & AFFIL (CIGNA) | 3,049 | $461K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.