| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ONEGROUP NY INC3 | 28 S VINE ST HAZLETON, PA 18201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | — | $8K | 12.00% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 2.59% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | PRINCIPAL LIFE INSURANCE COMPANY | $3K | — | $3K | 5.02% |
| ONEGROUP NY INC3 | 28 S VINE ST HAZLETON, PA 18201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.34% |
| ONEGROUP NY INC3 | 706 N CLINTON STREET SYRACUSE, NY 13204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.14% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 19.39% |
| ONEGROUP NY INC3 Filed as: ONEGROUP NY INC. | 706 N CLINTON ST SYRACUSE, NY 13204 | VISION SERVICE PLAN | $2K | — | $2K | 3.85% |
| ONEGROUP NY INC3 | 28 S VINE ST HAZLETON, PA 182016248 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.47% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.23% |
| ONEGROUP NY INC3 | 28 S VINE ST HAZLETON, PA 18201 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| ONEGROUP NY INC3 | 706 N CLINTON ST SYRACUSE, NY 13204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $528 | $528 | 2.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 284 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 287 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 284 | $46K |
| Life insurance(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 281 | $196K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 179 | $43K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 281 | $66K |
| Other(4 contracts, 3 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 281 | $196K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.