| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE INS PARTNERS SERVICES OF | NY 90 S RIDGE STREET RYE BROOK, NY 10573 | HORIZON HEALTHCARE SERVICES, INC. | $18K | $0 | $18K | 1.11% |
| ACRISURE LLC3 | DBA THE TARPEY GROUP LLC 010934 310 PASSAIC AVEUNE, STE 202 FAIRFIELD, NJ 07004 | HORIZON HEALTHCARE SERVICES, INC. | $18K | $0 | $18K | 1.11% |
| ACRISURE LLC3 Filed as: ACRISURE INS PARTNERS SERVICES OF | NY 90 S RIDGE STREET RYE BROOK, NY 10573 | HORTIZON HEALTHCARE SERVICES INC. | $2K | $0 | $2K | 1.28% |
| ACRISURE LLC3 | DBA THE TARPEY GROUP LLC 010934 310 PASSAIC AVENUE, STE 202 FAIRFIELD, NJ 07004 | HORTIZON HEALTHCARE SERVICES INC. | $2K | $0 | $2K | 1.23% |
| BRIAN G. TARPEY3 | 1066 PINES LAKE DRIVE WAYNE, NJ 07004 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 8.22% |
| ACRISURE LLC3 | 310 PASSAIC AVENUE FAIRFIELD, NJ 07004 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $529 | $529 | 0.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 96 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 96 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 96 | $1.8M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 111 | $140K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 111 | $140K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 111 | $140K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 111 | $140K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 111 | $140K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 111 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.