See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BLUE CROSS BLUE SHIELD EIN 22-1412244 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $465K |
| KIM E. DEVIZIO EIN 22-1516999 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 136 MOUNT BETHEL ROAD WARREN, NJ 07060 | $115K |
| MARTA K TIRTADJAJA EIN 22-1516999 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 136 MOUNT BETHEL ROAD WARREN, NJ 07060 | $76K |
| MSPC CPAS & ADVISORS, P.C. EIN 22-2951202 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 340 NORTH AVE CRANFORD, NJ 07016 | $75K |
| LORRIE RAMSEY EIN 22-1516999 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | 136 MOUNT BETHEL ROAD WARREN, NJ 07060 | $67K |
| BOLTON PARTNERS NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 2277 STATE HWY 33, SUITE 409 TRENTON, NJ 08690 | $29K |
| LINDABURY MCCORMICK ESTABROOK EIN 22-1943351 NONE | Legal; Direct payment from the plan Service code 29 | 53 CARDINAL DRIVE WESTFIELD, NJ 10122 | $26K |
| LARRY MAGARIK, ESQ NONE | Legal; Direct payment from the plan Service code 29 | 80 EIGHTH AVENUE, SUITE 901 NEW YORK, NY 100117175 | $24K |
| MR. MICROCHIP SOFTWARE CENTER NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 1975 HEMPSTEAD TPKE, SUITE 406 EAST MEADOW, NY 11554 | $22K |
| PRUDENTIAL RETIREMENT INS & ANN CO. EIN 06-1050034 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | 280 TRUMBULL STREET HARTFORD, CT 06103 | $19K |
| J2 GLOBAL INC. D/B/A KEEPITSAFE NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | P.O. BOX 101672 PASADENA, CA 911891672 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 482 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 387 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 869 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 548 | $150K |
| Other(4 contracts, 4 carriers) | TRANSAMERICA PREMIER LIFE INSURANCE COMPANY | 485 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 548 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.