See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IDA SERVICES EIN 13-3155962 NONE | Claims processing Service code 12 | 159 RAMAPO VALLEY ROAD OAKLAND, NJ 07436 | $43K |
| MORGAN STANLEY FINANCIAL EIN 22-1003680 NONE | Custodial (securities) Service code 19 | 31 WEST 52ND ST NEW YORK, NY 10019 | $12K |
| DAVID GERSON AND ASSOCIATES EIN 22-3163246 NONE | Accounting (including auditing) Service code 10 | 201 WEST PASSAIC AVE ROCHELLE PARK, NJ 07662 | $10K |
| OPERATIVE PLASTERERS & CM LOCAL 29 EIN 22-1507478 PLAN SPONSOR | Contract Administrator Service code 13 | 130 CENTRAL AVENUE JERSEY CITY, NJ 07306 | $9K |
| ORANSKY SCARRAGI AND BORG EIN 22-3522685 NONE | Legal Service code 29 | 175 FAIRFIELD AVE WEST CALDWELL, NJ 07006 | $8K |
| ANTONIO LIM EIN 22-2768256 NONE | Consulting (general) Service code 16 | 8354 THOROUGHBRED LN SCOTTSDALE, AZ 85258 | $6K |
| WASILEWSKI AND KEATING EIN 22-2766761 NONE | Accounting (including auditing) Service code 10 | 117 SOUTH MAPLE AVE BASKING RIDGE, NJ 07920 | $6K |
| PUZO AND MORTENSON LLC EIN 80-0008508 NONE | Accounting (including auditing) Service code 10 | 505 BOULEVARD KENILWORTH, NJ 07033 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE COMPANY | 210 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.