| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO EASTERN STATES INC | 333 WEST 34TH STREET NEW YORK, NY 10001 | AMALGAMATED LIFE INSURANCE COMPANY | $17K | — | $17K | 3.00% |
| THE SEGAL COMPANY3 Filed as: THE SEGAL CO EASTERN STATES INC | 333 W 34TH ST FL 3 COMMISSION DEPT NEW YORK, NY 100012417 | METROPOLITAN LIFE INSURANCE COMPANY | — | $32 | $32 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES, INC. EIN 22-0999690 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $2.1M |
| ZAZZALI FAGELLA NOWAK EIN 22-1973215 ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $416K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Claims processing; Contract Administrator; Other fees Service code 12 | — | $367K |
| CHARLES ONEILL EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $222K |
| ROBERT CALAMARI EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $209K |
| THOMAS COTOV EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $193K |
| VINCENT RICCARDI EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $172K |
| THE SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 NONE | Insurance brokerage commissions and fees; Actuarial Service code 11 | — | $156K |
| CHARLES FERNS EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $150K |
| MAGNACARE ADMINISTRATIVE SVCS LLC EIN 11-3410766 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $148K |
| BEVERLY CEASAR EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $128K |
| CARLOS DEOLIVEIRA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $127K |
| GLENN KENYON EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $126K |
| SUSIE LOPES EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $119K |
| MARIA BAPTISTA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $118K |
| DIANE GLANCEY EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $109K |
| M.D. SASS ASSOCIATES INC EIN 13-2704843 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $103K |
| FRANCISCA PEGO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $99K |
| LAWRENCE CARPINELLO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $98K |
| THERESA CALAMARI EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $97K |
| NU-CENTURY PRODUCTS LLC EIN 22-1481564 NONE | Direct payment from the plan; Other services Service code 49 | — | $96K |
| NICHOLAS BUNERO EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $92K |
| AMY HIBBS EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $89K |
| MONICA HIBBS EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $84K |
| MARIA AHEDO EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $79K |
| KALAVRUZOS MUMOLA HARTMAN & LENTO EIN 20-3523731 NONE | Legal; Direct payment from the plan Service code 29 | — | $78K |
| SUSAN FRANCISCO-PAULO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $76K |
| SHARON SILLEN EIN 22-3678312 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $76K |
| LUCINDA DESOUSA EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $70K |
| MARIA SILVA EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $70K |
| ELENA SOARES EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $70K |
| MARIA MILLAN EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $68K |
| MICHAEL GIAMMARINO EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $67K |
| CLAUDIA CAETANO EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $66K |
| NATALIA FERREIRA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $64K |
| SCHULTHEIS & PANETTIERI LLP EIN 13-1577780 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $63K |
| ELSA MANATA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $63K |
| ZIEGLER CAPITAL MANAGEMENT EIN 27-2347077 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $63K |
| DANIEL MCALEER EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $61K |
| ATALANTA SOSNOFF CAPITAL LLC EIN 20-0461050 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $60K |
| MARGARIDA PEREIRA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| CATIA MANTEIRO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $60K |
| ANDRE BERRY EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $60K |
| MARIA FERREIRA EIN 22-1481564 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| BICC SYSTEMS INC EIN 36-2852073 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $59K |
| LAURA BASILE EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $58K |
| MONICA CACOILO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $57K |
| ANGELINI VINIAR & FREEDMAN LLP EIN 22-3625654 NONE | Legal; Direct payment from the plan Service code 29 | — | $54K |
| SELF INSURED DENTAL SERVICES INC EIN 11-2995970 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $54K |
| MARIA CRAVEIRO EIN 22-1481564 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $51K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,914 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,578 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 8,492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,877 | $411K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 5,618 | $572K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 5,877 | $411K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,877 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.