| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| FRANK A. BEHUM JR.3 Filed as: FRANK A BEHUM JR | 3753 OLD PHILADELPHIA PIKE BETHLEHEM, PA 18015 | AFLAC | $6K | $182 | $6K | 6.13% |
| JAMYE R SOLANO3 | 412 VIRGINIA AVE SALISBURY, MD 21801 | AFLAC | $2K | $106 | $3K | 2.78% |
| DENTON E QUICK3 | 2170 READING AVENUE WEST LAWN, PA 19609 | AFLAC | $987 | $21 | $1K | 1.08% |
| JACQUELINE EBERZ3 | 4949 LIBERTY LANE SUITE 310 ALLENTOWN, PA 18106 | AFLAC | $878 | $35 | $913 | 0.98% |
| EDWARD F MROWKA JR3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | AFLAC | $857 | $0 | $857 | 0.92% |
| DORA BOSTICK3 | 1325 MT HERMON RD SUITE 13B SALISBURY, MD 21804 | AFLAC | $644 | $21 | $665 | 0.71% |
| SHEM J BOSTICK3 | 1325 MT HERMON RD SUITE 13B SALISBURY, MD 21804 | AFLAC | $473 | $21 | $494 | 0.53% |
| KIMMON R GUSEMAN3 | 48 NICKMAN PLZ LEMONT FURNACE, PA 15456 | AFLAC | $468 | $0 | $468 | 0.50% |
| STEVEN J. PHILLIPS3 Filed as: STEVEN J PHILLIPS | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $442 | $20 | $462 | 0.50% |
| STEPHEN D BISSELL3 | 5465 AMANDA DR LAURYS STATION, PA 18059 | AFLAC | $356 | $0 | $356 | 0.38% |
| MG BERGER INC3 | 1020 N DELAWARE AVE SUITE 4 PHILADELPHIA, PA 19125 | AFLAC | $319 | $22 | $341 | 0.37% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $259 | $21 | $280 | 0.30% |
| MARK D BARBIER3 | 802 DEER TRAIL LN OAK BROOK, IL 60523 | AFLAC | $278 | $0 | $278 | 0.30% |
| COLIN SACHS3 | 37 STATE PARK ROAD NAPLES, ME 04055 | AFLAC | $238 | $0 | $238 | 0.26% |
| KIMBERLY MYERS3 | 257 PEOPLES CREEK RD ADVANCE, NC 27006 | AFLAC | $168 | $34 | $202 | 0.22% |
| MARK S TAGLIAFERRI3 | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $186 | $4 | $190 | 0.20% |
| MATTHEW G BERGER0 | 1020 N DELAWARE AVE SUITE 4 PHILADELPHIA, PA 19125 | AFLAC | $128 | $15 | $143 | 0.15% |
| DAVID SCHERER3 Filed as: DAVID J SCHERER | 1028 WATER LANE JONESVILLE, NC 28642 | AFLAC | $101 | $0 | $101 | 0.11% |
| MARC P DUPRE3 | 16 LOOKOFF RD CRANSTON, RI 02905 | AFLAC | $69 | $0 | $69 | 0.07% |
| FRANK IAFRATE3 | 6432 VENTURA DRIVE SLATINGTON, PA 18080 | AFLAC | $67 | $0 | $67 | 0.07% |
| WILLIAM H KIRK3 | 110 JEFFERSON BLVD WARWICK, RI 02888 | AFLAC | $62 | $4 | $66 | 0.07% |
| JAMES ELDER BROOKS3 | 1253 W LEESPORT RD LEESPORT, PA 19533 | AFLAC | $65 | $0 | $65 | 0.07% |
| JAKE ENTERPRISES INC3 | 25 LOCKLAND DRIVE PO BOX 1977 WINDHAM, ME 04062 | AFLAC | $40 | $0 | $40 | 0.04% |
| LORRIE M BRAINARD3 | 355 BROWN ACRES RD SALISBURY, NC 28146 | AFLAC | $36 | $0 | $36 | 0.04% |
| DAVID S HALLETT3 | 8 BROOKS STREET WINCHESTER, MA 01890 | AFLAC | $36 | $0 | $36 | 0.04% |
| SINAPI INSURANCE ASSOCIATES INC3 | 16 SWAN COURT CRANSTON, RI 02921 | AFLAC | $35 | $0 | $35 | 0.04% |
| DELMAS R BUTLER JR3 | 46 S TULPEHOCKEN ST PINE GROVE, PA 17963 | AFLAC | $32 | $0 | $32 | 0.03% |
| CONNIE S SMITH3 | 4841 HAMPTON RD CLEMMONS, NC 27012 | AFLAC | $31 | $0 | $31 | 0.03% |
| KIM J WILLIAMS3 | 2200 SILAS CREEK PKWY SUITE 5B WINSTON SALEM, NC 27103 | AFLAC | $24 | $4 | $28 | 0.03% |
| RICHARD SMITHSON3 | 449 TIMBER PL MILTON, GA 30004 | AFLAC | $26 | $0 | $26 | 0.03% |
| DIANE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $23 | $0 | $23 | 0.02% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LANE NEW LONDON, NC 28127 | AFLAC | $23 | $0 | $23 | 0.02% |
| KEVIN MCCARTHY3 Filed as: KEVIN T MCCARTHY | 197 LANG DRIVE NORTH KINGSTON, RI 02852 | AFLAC | $21 | $0 | $21 | 0.02% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS RD SUITE 214 COLUMBIA, MD 21044 | AFLAC | $20 | $0 | $20 | 0.02% |
| KIM J WILLIAMS3 | 4406 FORREST VALLEY CIRCLE VALDOSTA, GA 31602 | AFLAC | $17 | $2 | $19 | 0.02% |
| JOHN M. BARR3 Filed as: JOHN M BARR | 40 WASHINGTON ST BEDFORD, MA 01730 | AFLAC | $17 | $0 | $17 | 0.02% |
| DEE W SLATER3 | 155 EXETER CT WINSTON SALEM, NC 27103 | AFLAC | $12 | $2 | $14 | 0.02% |
| JAMES R HILL JR3 | 7021 MARSEILLES CT SUMMERFIELD, NC 27358 | AFLAC | $8 | $4 | $12 | 0.01% |
| MICHAEL T REYES3 | 185 PLAINS RD SUITE 200E MILFORD, CT 06461 | AFLAC | $8 | $4 | $12 | 0.01% |
| J MICHAEL BUTLER3 | 1440 OLD LENOIR RD SUITE A HICKORY, NC 28601 | AFLAC | $8 | $2 | $10 | 0.01% |
| DANIEL P CLARK3 | 33 LANDAU RD PLAINVILLE, MA 02762 | AFLAC | $10 | $0 | $10 | 0.01% |
| BRIAN N MARTIN3 | 115 HICKORY POINT CT STATESVILLE, NC 28677 | AFLAC | $8 | $0 | $8 | 0.01% |
| RICHARD SMITHSON3 | 2000 BROOKE FOREST CT ALPHARETTA, GA 30022 | AFLAC | $7 | $0 | $7 | 0.01% |
| JOHN B DRZEWIECKI JR3 | 370 SOUTHSHIRE DR BENNINGTON, VT 05201 | AFLAC | $5 | $0 | $5 | 0.01% |
| DEE W SLATER3 | 5847 WELLSLEY CT CLEMMONS, NC 27012 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 898 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 902 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AETNA LIFE INSURANCE COMPANY | 898 | $221K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 898 | $221K |
| Stop-loss / reinsurancereinsurance | AIG BENEFIT SOLUTIONS | 767 | $523K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 898 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 898 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.