No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON BCBS OF NJ EIN 22-0999690 SERVICE PROVIDER | Account maintenance fees; Other fees; Claims processing Service code 12 | — | $1.0M |
| OPTUM RX (UHC) SERVICE PROVIDER | Claims processing; Other fees Service code 12 | 2300 MAIN STREET IRVINE, CA 92614 | $187K |
| DELTA DENTAL OF NJ, INC. EIN 22-1896118 SERVICE PROVIDER | Claims processing; Other fees Service code 12 | — | $64K |
| RSM US LLP EIN 42-0714325 AUDITOR | Accounting (including auditing) Service code 10 | — | $41K |
| ERISA ADVISORY GROUP EIN 45-2841488 CONSULTANT | Consulting (general) Service code 16 | — | $7K |
| ALLSUP EIN 81-5332851 SERVICE PROVIDER | Other fees; Claims processing; Account maintenance fees Service code 12 | — | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 764 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,945 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,709 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.