| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | DELTA DENTAL OF NEW JERSEY, INC. | $7K | — | $7K | 3.24% |
| NANCY E DAMATO3 | 520 GIADA DRIVE WILMINGTON, DE 19808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14K | — | $14K | 9.14% |
| ANDREW SILBERT3 Filed as: ANDREW M SILBERT | 195 FAIRFIELD AVENUE WEST CALDWELL, NJ 07006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | $930 | $7K | 4.42% |
| JEFF M NEWMAN3 | 14 FARMINGTON DRIVE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $983 | $5K | 3.11% |
| VINCENT J ROWAN3 | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $141 | $4K | 2.88% |
| DOUGLAS C. PETERSON3 Filed as: DOUGLAS C PETERSON | 206 EASTHAM ROAD POINT PLEASANT, NJ 08742 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 2.16% |
| GARY D DAVIS3 | 1 ARCTURUS DRIVE SEWELL, NJ 08080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $1K | $2K | 1.41% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $599 | $1K | $2K | 1.18% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 | 46 BUFFALO HOLLOW ROAD BRANCHBURG, NJ 08876 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.07% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY INC TA SAVOY ASSOCIA | 25B HANOVER ROAD FLORHAM PARK, NJ 07932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.69% |
| ANDREW HAHN3 | 14 FOX LANE LAKE GROVE, NY 11755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $647 | $260 | $907 | 0.60% |
| EDWARD P DOUGHERTY INC3 | 4550 PRESTWICK DRIVE READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $543 | $181 | $724 | 0.48% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | 17 MIDBRIDGE DRIVE MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $541 | $178 | $719 | 0.48% |
| VOLUNTARY BENEFIT PROGRAMS LLC3 | 200 GRAND COVE WAY EDGEWATER, NJ 07020 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $692 | — | $692 | 0.46% |
| HARRY LORE3 | 4 GLANFORD CROSSING MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $429 | $217 | $646 | 0.43% |
| CHIMIENTI & ASSOCIATES3 | 3400 WEST MINERAL KING AVENUE VISALIA, CA 93291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $640 | — | $640 | 0.42% |
| GREGORY WIESMORE3 | 46 FAWN HOLLOW LANE MULLICA HILL, NJ 08062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $520 | — | $520 | 0.34% |
| GINA P BRANCH3 | 971 EAST 87TH STREET BROOKLYN, NY 11236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $459 | — | $459 | 0.30% |
| STEPHEN M HENSS LLC3 | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | $58 | $204 | 0.13% |
| ALICE POL3 | 118 EATON WAY CHERRY HILL, NJ 08003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $142 | — | $142 | 0.09% |
| FREDERICK OWEN ROBINS3 | 417 OVERHILL ROAD SOUTH ORANGE, NJ 07079 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $129 | — | $129 | 0.09% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $42 | $87 | 0.06% |
| ROBERT W SABOL3 | 24 STEVENSON AVENUE CORTLANDT MANOR, NY 10567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $38 | — | $38 | 0.03% |
| MICHAEL R ACKERMAN3 | 435 DEVON PARK DRIVE WAYNE, PA 19087 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | $12 | $37 | 0.02% |
| SALATHIEL MALDONADO3 | 3717 CYPRESS AVENUE BROOKLYN, NY 11224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.02% |
| NANCY E DAMATO3 | 520 GIADA DRIVE WILMINGTON, DE 19808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13K | — | $13K | 12.92% |
| JEFF M NEWMAN3 | 14 FARMINGTON DRIVE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $1K | $6K | 6.37% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $769 | $2K | $2K | 2.34% |
| EDWARD P DOUGHERTY INC3 | 4550 PRESTWICK DRIVE READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $566 | $2K | 2.30% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | 17 MIDBRIDGE DRIVE MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $510 | $2K | 2.09% |
| VINCENT J ROWAN3 | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $65 | $2K | 1.97% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY INC TA SAVOY ASSOCIA | 25B HANOVER ROAD FLORHAM PARK, NJ 07932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 1.64% |
| DOUGLAS C. PETERSON3 Filed as: DOUGLAS C PETERSON | 206 EASTHAM ROAD POINT PLEASANT, NJ 08742 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 1.49% |
| HARRY LORE3 | 4 GLANFORD CROSSING MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $579 | $293 | $872 | 0.88% |
| VOLUNTARY BENEFIT PROGRAMS LLC3 | 200 GRAND COVE WAY EDGEWATER, NJ 07020 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $752 | — | $752 | 0.76% |
| CHIMIENTI & ASSOCIATES3 | 3400 WEST MINERAL KING AVENUE VISALIA, CA 93291 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $616 | — | $616 | 0.62% |
| ANDREW HAHN3 | 14 FOX LANE LAKE GROVE, NY 11755 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $397 | $160 | $557 | 0.57% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $128 | $119 | $247 | 0.25% |
| ANDREW SILBERT3 Filed as: ANDREW M SILBERT | 195 FAIRFIELD AVENUE WEST CALDWELL, NJ 07006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $189 | $25 | $214 | 0.22% |
| GREGORY WIESMORE3 | 46 FAWN HOLLOW LANE MULLICA HILL, NJ 08062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $199 | — | $199 | 0.20% |
| GARY D DAVIS3 | 1 ARCTURUS DRIVE SEWELL, NJ 08080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $33 | $29 | $62 | 0.06% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 | 46 BUFFALO HOLLOW ROAD BRANCHBURG, NJ 08876 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $47 | — | $47 | 0.05% |
| SALATHIEL MALDONADO3 | 3717 CYPRESS AVENUE BROOKLYN, NY 11224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.02% |
| FREDRIC OWEN ROBINS3 | 417 OVERHILL ROAD SOUTH ORANGE, NJ 07079 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| STEPHEN M HENSS LLC3 | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | $1 | $5 | 0.01% |
| GINA P BRANCH3 | 971 EAST 87TH STREET BROOKLYN, NY 11236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| NANCY E DAMATO3 | 520 GIADA DRIVE WILMINGTON, DE 19808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6K | — | $6K | 16.70% |
| ANDREW SILBERT3 Filed as: ANDREW M SILBERT | 195 FAIRFIELD AVENUE WEST CALDWELL, NJ 07006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | $784 | $5K | 14.23% |
| VINCENT J ROWAN3 | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $83 | $2K | 7.14% |
| JEFF M NEWMAN3 | 14 FARMINGTON DRIVE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $411 | $2K | 5.68% |
| GARY D DAVIS3 | 1 ARCTURUS DRIVE SEWELL, NJ 08080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $767 | $947 | $2K | 4.96% |
| DOUGLAS C. PETERSON3 Filed as: DOUGLAS C PETERSON | 206 EASTHAM ROAD POINT PLEASANT, NJ 08742 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.85% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 | 46 BUFFALO HOLLOW ROAD BRANCHBURG, NJ 08876 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 3.35% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $232 | $463 | $695 | 2.01% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | 17 MIDBRIDGE DRIVE MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $392 | $129 | $521 | 1.51% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY INC TA SAVOY ASSOCIA | 25B HANOVER ROAD FLORHAM PARK, NJ 07932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $434 | — | $434 | 1.26% |
| GINA P BRANCH3 | 971 EAST 87TH STREET BROOKLYN, NY 11236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $413 | — | $413 | 1.19% |
| HARRY LORE3 | 4 GLANFORD CROSSING MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $170 | $86 | $256 | 0.74% |
| ALICE POL3 | 118 EATON WAY CHERRY HILL, NJ 08003 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $249 | — | $249 | 0.72% |
| EDWARD P DOUGHERTY INC3 | 4550 PRESTWICK DRIVE READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $169 | $56 | $225 | 0.65% |
| STEPHEN M HENSS LLC3 | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $114 | $45 | $159 | 0.46% |
| FREDRIC OWEN ROBINS3 | 417 OVERHILL ROAD SOUTH ORANGE, NJ 07079 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $113 | — | $113 | 0.33% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | $30 | $62 | 0.18% |
| ROBERT W SABOL3 | 24 STEVENSON AVENUE CORTLANDT MANOR, NY 10567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | 0.10% |
| ANDREW HAHN3 | 7 OAKWOOD STREET GREENLAWN, NY 11740 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | $4 | $15 | 0.04% |
| NANCY E DAMATO3 | 520 GIADA DRIVE WILMINGTON, DE 19808 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 23.76% |
| JEFF M NEWMAN3 | 14 FARMINGTON DRIVE MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $493 | $2K | 13.58% |
| VINCENT J ROWAN3 | 4447 EAST THOMPSON STREET PHILADELPHIA, PA 19137 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $37 | $1K | 6.38% |
| BRAD BIEL3 | 1050 WALL STREET WEST LYNDHURST, NJ 07071 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $282 | $563 | $845 | 4.87% |
| EDWARD P DOUGHERTY INC3 | 4550 PRESTWICK DRIVE READING, PA 19606 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $575 | $192 | $767 | 4.42% |
| JILL R LAMBERT3 Filed as: JILL DICE-MALGIER | 17 MIDBRIDGE DRIVE MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $552 | $182 | $734 | 4.23% |
| ANDREW SILBERT3 Filed as: ANDREW M SILBERT | 195 FAIRFIELD AVENUE WEST CALDWELL, NJ 07006 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $564 | $107 | $671 | 3.87% |
| DONALD C SAVOY INC3 Filed as: DONALD C SAVOY INC TA SAVOY ASSOCIA | 25B HANOVER ROAD FLORHAM PARK, NJ 07932 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $622 | — | $622 | 3.58% |
| HARRY LORE3 | 4 GLANFORD CROSSING MEDFORD, NJ 08055 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $210 | $106 | $316 | 1.82% |
| GARY D DAVIS3 | 1 ARCTURUS DRIVE SEWELL, NJ 08080 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | $131 | $237 | 1.37% |
| DOUGLAS C. PETERSON3 Filed as: DOUGLAS C PETERSON | 206 EASTHAM ROAD POINT PLEASANT, NJ 08742 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $197 | — | $197 | 1.13% |
| STRATEGIC VOLUNTARY BENEFIT SERVICE3 | 46 BUFFALO HOLLOW ROAD BRANCHBURG, NJ 08876 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | — | $167 | 0.96% |
| FREDRIC OWEN ROBINS3 | 417 OVERHILL ROAD SOUTH ORANGE, NJ 07079 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | — | $99 | 0.57% |
| LISA A PERRI3 | 775 ROUTE 70 EAST MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | $42 | $87 | 0.50% |
| STEPHEN M HENSS LLC3 | 44 HERSHEY LANE PARKSBURG, PA 19365 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $8 | $28 | 0.16% |
| ANDREW HAHN3 | 7 OAKWOOD STREET GREENLAWN, NY 11740 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | $8 | $27 | 0.16% |
| GINA P BRANCH3 | 971 EAST 87TH STREET BROOKLYN, NY 11236 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.14% |
| ROBERT W SABOL3 | 24 STEVENSON AVENUE CORTLANDT MANOR, NY 10567 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| SALATHIEL MALDONADO3 | 3717 CYPRESS AVENUE BROOKLYN, NY 11224 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER | PO BOX 13793 NEWARK, NJ 07188 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 13.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 339 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 342 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | INDEPENDENCE BLUE CROSS | 519 | $3.5M |
| Dental | DELTA DENTAL OF NEW JERSEY, INC. | 585 | $222K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 192 | $17K |
| Life insurance(5 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 339 | $356K |
| Short-term disability(3 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 88 | $151K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 339 | $31K |
| Prescription drug | INDEPENDENCE BLUE CROSS | 519 | $3.3M |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 339 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 585 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.