| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CROWN RISK MANAGEMENT, LLC Filed as: CORPORATE RISK MANAGEMENT | — | HORIZON HEALTHCARE SERVICES INC | $238K | — | $238K | 3.33% |
| CROWN RISK MANAGEMENT, LLC Filed as: CORPORATE RISK MANAGEMENT | — | HORIZON HEALTHCARE SERVICES INC | $11K | — | $11K | 3.00% |
| CROWN RISK MANAGEMENT, LLC Filed as: CORPORATE RISK MANAGEMENT | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $34K | — | $34K | 15.66% |
| HORIZON INSURANCE COMPANY | — | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | — | $19K | $19K | 8.76% |
| VISION SERVICE PLAN Filed as: VISION SERVICES PLAN | — | VISION SERVICE PLAN | — | $26K | $26K | 26.00% |
| CROWN RISK MANAGEMENT, LLC Filed as: CORPORATE RISK MANAGEMENT | — | VISION SERVICE PLAN | $10K | — | $10K | 10.02% |
| CROWN RISK MANAGEMENT, LLC Filed as: CORPORATE RISK MANAGEMENT | — | — | $11K | — | $11K | — |
| HORIZON HEALTHCARE SERVICES, INC. Filed as: HORIZON HEALTHCARE SERVICES INC | — | — | $0 | $132 | $132 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 615 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 615 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES INC | 679 | $7.1M |
| Dental | HORIZON HEALTHCARE SERVICES INC | 615 | $375K |
| Vision | VISION SERVICE PLAN | 612 | $99K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 793 | $217K |
| Prescription drug | 0 | $0 | |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 793 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.