| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE MT. LAUREL, NJ 08054 | HORIZON HEALTHCARE SERVICES, INC. | $24K | — | $24K | 1.99% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE MT. LAUREL, NJ 08054 | HEALTHCARE DENTAL, INC. | $1K | — | $1K | 4.53% |
| CORPORATE SYNERGIES GROUP LLC3 | THE FERRY TERMINAL BLDG. 2 AQUARIUM DR., SUITE 200 CAMDEN, NJ 08103 | THE HARTFORD | $2K | $117 | $2K | 9.28% |
| CORPORATE SYNERGIES GROUP LLC3 Filed as: CORPORATE SYNERGIES GROUP, LLC | 5000 DEARBORN CIRCLE MT LAUREL, NJ 08054 | HORIZON HEALTHCARE SERVICES, INC. | $1K | — | $1K | 4.62% |
| CORPORATE SYNERGIES GROUP LLC3 | 2 AQUARIUM DRIVE, SUITE 200 CAMDEN, NJ 08103 | VISION BENEFITS OF AMERICA | $324 | — | $324 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 167 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HORIZON HEALTHCARE SERVICES, INC. | 108 | $1.2M |
| Dental(2 contracts, 2 carriers) | HEALTHCARE DENTAL, INC. | 80 | $56K |
| Vision | VISION BENEFITS OF AMERICA | 111 | $6K |
| Life insurance | THE HARTFORD | 167 | $25K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 108 | $1.2M |
| Other | THE HARTFORD | 167 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.