| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | HORIZON HEALTHCARE SERVICES, INC. | $33K | — | $33K | 4.87% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 10.86% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | AETNA LIFE INSURANCE CO. | $85 | — | $85 | 0.23% |
| JENNIFER L SAUNDERS3 | 38 LOCUST ROAD VILLAS, NJ 08251 | AFLAC | $308 | $28 | $336 | 4.17% |
| BERNADETTE E BLACKSTOCK3 | 165 BUTCHES LANE FRANKLINVILLE, NJ 08322 | AFLAC | $185 | — | $185 | 2.30% |
| KAREN BECHTELHEIMER3 | 67 STONESHIRE DR GLASSBORO, NJ 08028 | AFLAC | $139 | — | $139 | 1.72% |
| CAROLYN E MORRISON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $136 | — | $136 | 1.69% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PLACE EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $104 | $10 | $114 | 1.41% |
| MICHAEL BUTTERFIELD3 | 2021 NEW RD STE 12B LINWOOD, NJ 08221 | AFLAC | $63 | $10 | $73 | 0.91% |
| DARLENE S DILLON3 | 293 SHELL RD CARNEYS POINT, NJ 08069 | AFLAC | $63 | — | $63 | 0.78% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR TOWNSHIP, NJ 08234 | AFLAC | $24 | — | $24 | 0.30% |
| EXSEPTIONAL SERVICES INC3 | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $19 | — | $19 | 0.24% |
| ANDREW PARRA3 | 1762 MIDDLETOWN ROAD GLEN MILLS, PA 19342 | AFLAC | $12 | — | $12 | 0.15% |
| JERRY E HOLLAND3 | 5 LAUREL WAY BEAR, DE 19701 | AFLAC | $11 | — | $11 | 0.14% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $9 | — | $9 | 0.11% |
| DOROTHY M PARRA3 | 1762 MIDDLETOWN RD GLEN MILLS, PA 19342 | AFLAC | $8 | — | $8 | 0.10% |
| DEBORAH S GOLDEN3 Filed as: DEBORAH L POPPERT | 1762 MIDDLETOWN ROAD GLEN MILLS, PA 19342 | AFLAC | $7 | — | $7 | 0.09% |
| JOHN T CAPOZZI3 | 242 WICKERBERRY DR MIDDLETOWN, DE 19709 | AFLAC | $5 | — | $5 | 0.06% |
| TONY J DELBEN3 | 143 SANDREED DR MOORESVILLE, NC 28117 | AFLAC | $1 | — | $1 | 0.01% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD STE 110 BASKING RIDGE, NJ 07420 | AFLAC | $1 | — | $1 | 0.01% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 NORTH P.O. BOX 989 MARLTON, NJ 08053 | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | $813 | — | $813 | 11.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 138 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HORIZON HEALTHCARE SERVICES, INC. | 76 | $685K |
| Dental | AETNA LIFE INSURANCE CO. | 154 | $37K |
| Vision | EYEMED VISION CARE (FIDELITY SECURITY LIFE INSURANCE COMPANY) | 136 | $7K |
| Life insurance | STANDARD INSURANCE COMPANY | 141 | $48K |
| Short-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 141 | $56K |
| Long-term disability(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 141 | $56K |
| Prescription drug | HORIZON HEALTHCARE SERVICES, INC. | 76 | $677K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 141 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 154 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.