| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW COMPANIES | P.O. BOX 989 MARLTON, NJ 08053 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $37 | $163K | $163K | 3.50% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW CO. INC. | 40 LAKE CENTER EXECUTIVE PARK 401 ROUTE, 73 NORTH MARLTON, NJ 08053 | DELTA DENTAL OF NJ, INC. | $39K | — | $39K | 2.18% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW CO., INC. | 40 LAKE CENTER EXECUTIVE PARK MARLTON, NJ 08053 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $76K | — | $76K | 9.10% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW, INC. | P O BOX 989 MARLTON, NJ 08053 | EYEMED VISION CARE | $39K | — | $39K | 15.46% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG & BUCKELEW CO., INC | 401 ROUTE 73N STE 300 MARLTON, NJ 080533426 | DELTA DENTAL INSURANCE COMPANY | $14K | — | $14K | 9.17% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG AND BUCKELEW | 401 ROUTE 73 N, STE 300 MARLTON, NJ 080533426 | ALPHA DENTAL PROGRAMS, INC. | $2K | — | $2K | 3.00% |
| CONNER STRONG & BUCKELEW3 | 401 ROUTE 73 N, STE 300 MARLTON, NJ 080533426 | DELTA DENTAL INSURANCE COMPANY | $6K | — | $6K | 12.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,844 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 40 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,884 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 517 | $4.7M |
| Dental(4 contracts, 3 carriers) | DELTA DENTAL OF NJ, INC. | 2,214 | $2.1M |
| Vision | EYEMED VISION CARE | 4,808 | $250K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 3,844 | $835K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,808 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.