| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 4000 MIDLANTIC DRIVE, SUITE 300 MOUNT LAUREL, NJ 08054 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 2.49% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $45 | $45 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 4000 MIDLANTIC DRIVE MOUNT LAUREL, NJ 08054 | VISION SERVICE PLAN | $2K | $0 | $2K | 3.29% |
| GABOR JOZSEF SZOKOLYAI3 | 175 WEST KING STREET MALVERN, PA 19355 | AFLAC | $173 | $0 | $173 | 2.99% |
| MARYANNE APPLEGATE3 | 1285 EAGLE ROAD NEW HOPE, PA 18938 | AFLAC | $164 | $0 | $164 | 2.84% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | AFLAC | $102 | $0 | $102 | 1.76% |
| JOANN HARTSOCK3 | 16 ROBYN LANE DOYLESTOWN, PA 18901 | AFLAC | $83 | $0 | $83 | 1.44% |
| ERIC R MACDOUGALL3 Filed as: ERIC MACDOUGALL AND OTHER AGENTS | 5904 MARGARETS WAY NEW HOPE, PA 18938 | AFLAC | $37 | $0 | $37 | 0.64% |
| ERICK J HJEMBO3 Filed as: ERICK J.HJEMBO | 241 SUGARBERRY LANE LANGHORNE, PA 19047 | AFLAC | $22 | $0 | $22 | 0.38% |
| GABOR JOZSEF SZOKOLYAI3 | 42 CHARLOTTE AVENUE SOUTHAMPTON, PA 18966 | AFLAC | $20 | $0 | $20 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 30 | $159K |
| Vision | VISION SERVICE PLAN | 231 | $62K |
| Short-term disability | AFLAC | 12 | $6K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 30 | $159K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 30 | $164K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.