| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY BENEFITS & CONSULTING, LLC | UNKNOWN SULPHUR, LA 70665 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $111K | $0 | $111K | 4.23% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $3K | $16K | 6.34% |
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY BENEFITS & CONSULTING, LLC | 422 EAST COLLEGE STREET LAKE CHARLES, LA 70605 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $0 | $14K | 5.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST, LTD. | PO BOX 6650 METAIRIE, LA 70009 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $59 | $9K | 3.50% |
| STERLING SEACREST PRITCHARD, INC.3 | PO BOX 724137 ATLANTA, GA 31139 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $155 | $2K | 0.82% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DRIVE CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.43% |
| GREGORY BENEFITS & CONSULTING LLC3 Filed as: GREGORY BENEFITS & CONSULTING, LLC | 422 EAST COLLEGE STREET LAKE CHARLES, LA 70605 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $29K | $14K | $43K | 18.30% |
| GROUP INSURANCE SERVICES INC3 Filed as: GROUP INSURANCE SERVICES, INC. | 1607 NORTH AURORA ROAD, SUITE 201 NAPERVILLE, IL 60563 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $0 | $10K | 4.08% |
| STERLING SEACREST PRITCHARD, INC.3 | 2500 CUMBERLAND PARKWAY SE SUITE 400 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $0 | $6K | 2.58% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 221 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 515 | $2.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 822 | $248K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 822 | $248K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 260 | $233K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 260 | $233K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 260 | $233K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 515 | $2.6M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 260 | $233K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 822 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.