| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MID-CONTINENT COMPANIES3 Filed as: MID-CONTINENT COMPANIES, INC. | 1218 WEBSTER STREET HOUSTON, TX 77002 | AETNA LIFE INSURANCE COMPANY | $41K | $0 | $41K | 2.30% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $36K | $63 | $36K | 2.03% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $30K | $2K | $32K | 6.70% |
| MID-CONTINENT COMPANIES3 Filed as: MID-CONTINENT COMPANIES, INC. | 1218 WEBSTER STREET HOUSTON, TX 77002 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | $4K | $23K | 4.84% |
| PLANSOURCE BENEFIT ADMINISTRATION3 Filed as: PLANSOURCE BNFTS ADMIN. INC. | PO BOX 1313 ORLANDO, FL 32802 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $18K | $18K | 3.74% |
| BENEUSA LLC3 | PO BOX 1240 WATERTOWN, MN 55388 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $18K | $18K | 3.73% |
| INSGROUP INC3 Filed as: INSGROUP INC. | 1218 WEBSTER STREET HOUSTON, TX 77022 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 0.88% |
| WILLIAM H VAN PELT IV3 Filed as: WILLIAM VAN PELT | 1218 WEBSTER STREET HOUSTON, TX 77002 | KAISER FOUNDATION HEALTH PLAN INC | $9K | $0 | $9K | 3.11% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | KAISER FOUNDATION HEALTH PLAN INC | $5K | $0 | $5K | 1.59% |
| LOCKTON COMPANIES, LLC3 | 3657 BRIARPARK DRIVE HOUSTON, TX 77042 | METLIFE LEGAL PLANS | $552 | $0 | $552 | 5.78% |
| MID-CONTINENT COMPANIES3 Filed as: MID-CONTINENT COMPANIES, INC. | 1218 WEBSTER STREET HOUSTON, TX 77002 | METLIFE LEGAL PLANS | $338 | $0 | $338 | 3.54% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | METLIFE LEGAL PLANS | $0 | $71 | $71 | 0.74% |
| INSGROUP INC3 Filed as: INSGROUP INC. | 5151 SAN FELIPE STREET, 24TH FLOOR HOUSTON, TX 77056 | METLIFE LEGAL PLANS | $58 | $0 | $58 | 0.61% |
| LOCKTON COMPANIES, LLC3 | PO BOX 173850 DENVER, CO 80217 | METLIFE LEGAL PLANS | $0 | $43 | $43 | 0.45% |
| INSGROUP INC3 Filed as: INSGROUP INC. | 5151 SAN FELIPE STREET, 17TH FLOOR HOUSTON, TX 77056 | METLIFE LEGAL PLANS | $0 | $28 | $28 | 0.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 445 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 42 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 492 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 297 | $2.1M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $473K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $473K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $473K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $473K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $473K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC | 35 | $299K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 453 | $483K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 453 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.