| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CCHI RE, LLC3 | 66 FRANKLIN STREET SUITE 300 OAKLAND, CA 94607 | UNITED STATES FIRE INSURANCE COMPANY | — | $70K | $70K | 6.54% |
| BRIAN K GODFREY ENTERPRISES, INC.3 | 85 SHARPTON RIDGE ROAD JASPER, GA 30143 | UNITED STATES FIRE INSURANCE COMPANY | $58K | — | $58K | 5.46% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $68K | $44 | $68K | 7.17% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $5K | $30K | 3.17% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISTIANA, TN 37037 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.57% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | DELTA DENTAL OF TENNESSEE | $29K | — | $29K | 8.66% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISIANA, TN 37037 | DELTA DENTAL OF TENNESSEE | $5K | — | $5K | 1.34% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | VISION SERVICE PLAN | $3K | — | $3K | 3.18% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISTIANA, TN 37037 | VISION SERVICE PLAN | $431 | — | $431 | 0.44% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $44 | $8K | 11.77% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 9.50% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $633 | $2K | 3.15% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISTIANA, TN 37037 | METROPOLITAN LIFE INSURANCE COMPANY | $781 | — | $781 | 1.11% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $44 | $7K | 11.66% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 9.47% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $570 | $2K | 3.16% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISTIANA, TN 37037 | METROPOLITAN LIFE INSURANCE COMPANY | $711 | — | $711 | 1.13% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $44 | $5K | 11.62% |
| MARK METTILLE3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 9.67% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $921 | $368 | $1K | 3.25% |
| KARL WELCH3 | 9101 BIG SPRINGS ROAD CHRISTIANA, TN 37037 | METROPOLITAN LIFE INSURANCE COMPANY | $432 | — | $432 | 1.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,480 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 95 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,589 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,807 | $1.3M |
| Vision | VISION SERVICE PLAN | 894 | $99K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,807 | $949K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,807 | $949K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,807 | $949K |
| Stop-loss / reinsurancereinsurance | UNITED STATES FIRE INSURANCE COMPANY | 665 | $1.1M |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 1,807 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,807 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.