| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | P.O. BOX 85638 SAN DIEGO, CA 921865638 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | $5K | $12K | 10.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY LLC | P.O. BOX 70 WEST POINT, GA 318330070 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | — | $4K | 3.41% |
| MARSH & MCLENNAN AGENCY LLC3 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 100362708 | PRINCIPAL LIFE INSURANCE COMPANY | — | $3K | $3K | 2.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & COMPANY | 11330 LAKEFIELD DR STE 100 JOHNS CREEK, GA 300971578 | PRINCIPAL LIFE INSURANCE COMPANY | $860 | — | $860 | 0.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $3K | $8K | 15.92% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 15.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | 15.93% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $636 | — | $636 | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $550 | — | $550 | 9.99% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $495 | — | $495 | 10.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $247 | — | $247 | 15.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $233 | — | $233 | 15.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | P.O. BOX 6087 HUNTSVILLE, AL 358240087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $3K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 222 | $1.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 304 | $113K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 304 | $113K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 147 | $35K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 146 | $27K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 146 | $61K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 222 | $1.1M |
| Other(7 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF ALABAMA | 222 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 304 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.