| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PEOPLES FIRST INSURANCE AND REALTY3 Filed as: PEOPLES FIRST INS & REAL | PO BOX 66 ROCK HILL, SC 29731 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 8.47% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.10% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $414 | — | $414 | 0.90% |
| PEOPLES FIRST INSURANCE AND REALTY3 Filed as: PEOPLES FIRST INS & REAL | PO BOX 66 ROCK HILL, SC 29731 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.19% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.09% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $497 | — | $497 | 1.81% |
| PEOPLES FIRST INSURANCE AND REALTY3 Filed as: PEOPLES FIRST INS & REAL | PO BOX 66 ROCK HILL, SC 29731 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 8.20% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BLVD UNIT 300 MT PLEASANT, SC 29464 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $799 | $799 | 4.10% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 225 NE MIZNER BLVD STE 675 BOCA RATON, FL 33432 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $352 | — | $352 | 1.81% |
| NEWTON WALTERS3 | PO BOX 3028 ROCK HILL, SC 29732 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $292 | — | $292 | 9.02% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | PO BOX 11229 COLUMBIA, SC 29211 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $31 | — | $31 | 0.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $19K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $27K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $46K |
| Other(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $23K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.