| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 818 W RIVERSIDE #800 SPOKANE, WA 99201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 3.20% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 401 UNION ST 31ST FL SEATTLE, WA 98101 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 0.77% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 818 W RIVERSIDE #800 SPOKANE, WA 99201 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 3.49% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 401 UNION ST 31ST FL SEATTLE, WA 98101 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 1.54% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REHN & ASSOCIATES, INC. EIN 91-1008626 NONE | Account maintenance fees; Participant communication; Accounting (including auditing); Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Copying and duplicating; Contract Administrator; Direct payment from the plan Service code 10 | — | $114K |
| GALLAGHER BENEFIT SERVICES, INC. NONE | Direct payment from the plan; Consulting fees; Consulting (general) Service code 16 | 221 N WALL STREET, SUITE 201 SPOKANE, WA 99201 | $47K |
| SCHOEDEL & SCHOEDEL CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $9K |
| KATTEN MUCHIN ROSENMAN, LLP EIN 36-2796532 NONE | Legal; Direct payment from the plan Service code 29 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,741 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,741 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,612 | $406K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,612 | $812K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,612 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.