| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARTIN DARLEY INDEPENDENT BROKERS3 Filed as: MARTIN-DARLEY INDEPENDENT BROKERS | 5600 S. QUEBEC STREET STE C265 GREENWOOD VILLAGE, CO 80111 | AETNA LIFE INSURANCE CO. | $420K | — | $420K | 4.49% |
| MARTIN DARLEY INDEPENDENT BROKERS3 Filed as: MARTIN-DARLEY INDEPENDENT BROKERS | 5600 S. QUEBEC STREET SUITE C265 GREENWOOD VILLAGE, CO 80111 | AETNA HEALTH, INC. | $229K | — | $229K | 4.52% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MARTIN-DARLEY INDEPENDENT BROKERS EIN 26-3835995 | Insurance agents and brokers Service code 22 | 5600 S. QUEBEC ST, C265 GREENWOOD VILLAGE, CO 80111 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 2,199 | $9.4M |
| Vision | AETNA LIFE INSURANCE CO. | 2,199 | $9.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.