| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 32746 | UNITED HEALTHCARE INSURANCE COMPANY | $36K | — | $36K | 4.74% |
| HYLANT GROUP INC3 Filed as: HYLANT ORLANDO | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 32746 | LINCOLN FINANCIAL GROUP | $4K | — | $4K | 14.99% |
| GIS BENEFITS INC3 Filed as: GIS FLORIDA | 9500 KOGER AVE STE 200 ST PETERSBURG, FL 33702 | LINCOLN FINANCIAL GROUP | $1K | — | $1K | 5.01% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINISTRATOR | PO BOX 9201 BLDG I SUITE 100 AUSTIN, TX 78766 | LINCOLN FINANCIAL GROUP | — | $1K | $1K | 5.01% |
| HYLANT GROUP INC3 Filed as: HYLANT ORLANDO | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 32746 | EQUITABLE | $1K | — | $1K | 15.04% |
| GIS OF ILLINOIS3 Filed as: GIS BENEFIT INC | 422 WAUPONSEE STREET MORRIS, IL 60450 | EQUITABLE | $453 | — | $453 | 4.75% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFITS | PO BOX 9201 BLDG I SUITE 100 AUSTIN, TX 78766 | EQUITABLE | $382 | — | $382 | 4.00% |
| GIS BENEFITS INC3 Filed as: GIS OF FLORIDA | 9500 KOGER AVE STE 200 ST PETERSBURG, FL 33702 | METLIFE LEGAL PLANS | $277 | — | $277 | 11.01% |
| HYLANT GROUP INC3 Filed as: HYLANT ORLANDO | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 32746 | METLIFE LEGAL PLANS | $252 | — | $252 | 10.02% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMINISTRATOR | PO BOX 9201 BLDG I SUITE 100 AUSTIN, TX 78766 | METLIFE LEGAL PLANS | — | $129 | $129 | 5.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 117 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 117 | $752K |
| Vision | EQUITABLE | 80 | $10K |
| Life insurance | LINCOLN FINANCIAL GROUP | 164 | $29K |
| Short-term disability | LINCOLN FINANCIAL GROUP | 164 | $29K |
| Other | METLIFE LEGAL PLANS | 12 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 164 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.