| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY & ASSOCIATES | 12712 PARK CENTRAL DR SUITE 100 DALLAS, TX 75251 | BLUECROSS BLUESHIELD OF TEXAS | — | $5K | $5K | 0.17% |
| PARIVEDA SOLUTIONS, INC3 | 2811 MCKINNEY AVE STE 220 LB 126 DALLAS, TX 75204 | BLUECROSS BLUESHIELD OF TEXAS | — | $23 | $23 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 75251 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 1.81% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 752510000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.54% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 12712 PARK CENTRAL DR. STE 100 DALLAS, TX 752510000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.09% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES INC. | 12712 PARK CENTRAL DRIVE STE 100 DALLAS, TX 752510000 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $511 | $4K | 17.34% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 452 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF TEXAS | 951 | $3.2M |
| Dental | BLUECROSS BLUESHIELD OF TEXAS | 951 | $3.2M |
| Vision | VISION SERVICE PLAN | 452 | $49K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 449 | $133K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 449 | $75K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 449 | $75K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 449 | $133K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.