| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| COMPASS BENEFIT ADVISORS LLC3 Filed as: COMPASS BENEFIT ADVISORS, LLC | 830 N. MAIN ST. SUITE 200 MERIDIAN, ID 83642 | DELTA DENTAL OF IDAHO | $2K | — | $2K | 2.85% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS, LLC | P.O. BOX 370 MERIDIAN, ID 83680 | DELTA DENTAL OF IDAHO | $2K | — | $2K | 2.14% |
| COMPASS BENEFIT ADVISORS LLC3 Filed as: COMPASS BENEFIT ADVISORS | 830 N MAIN ST STE 200 MERIDIAN, ID 83642 | WILLAMETTE DENTAL OF IDAHO, INC | $1K | — | $1K | 2.51% |
| MYRIAD BENEFITS INC3 Filed as: MYRIAD BENEFITS | P.O. BOX 370 MERIDIAN, ID 83680 | WILLAMETTE DENTAL OF IDAHO, INC | $1K | — | $1K | 2.04% |
| TIERNEY CONSULTING, INC | 2113 W PARKSTONE CT MERIDIAN, ID 836468200 | VISION SERVICE PLAN | $1K | — | $1K | 4.61% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUESHIELD OF IDAHO, INC EIN 82-0206874 NONE | Contract Administrator Service code 13 | — | $124K |
| DELTA DENTAL OF IDAHO EIN 82-0299431 NONE | Contract Administrator Service code 13 | P.O. BOX 2870 BOISE, ID 83701 | $12K |
| WILLAMETTE DENTAL OF IDAHO, INC EIN 93-1253100 NONE | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 354 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 354 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF IDAHO | 160 | $137K |
| Vision | VISION SERVICE PLAN | 156 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.