No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEWITT ASSOCIATES, LLC EIN 22-2232264 NONE KNOWN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $2.0M |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 NONE KNOWN | Direct payment from the plan; Contract Administrator Service code 13 | — | $107K |
| DTE ENERGY CORPORATE SERVICES LLC EIN 20-5898509 EMPLOYER | Plan Administrator; Direct payment from the plan Service code 14 | — | $26K |
| AON CONSULTING, INC. EIN 22-2232264 NONE KNOWN | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $14K |
| GEORGE JOHNSON & COMPANY EIN 38-2029668 NONE KNOWN | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,623 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,623 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | HEALTH ALLIANCE PLAN OF MICHIGAN | 1,058 | $15.1M |
| Dental | MIDWESTERN DENTAL PLANS, INC. | 240 | $44K |
| Vision | BLUE CARE NETWORK OF MICHIGAN | 785 | $4.3M |
| Prescription drug(4 contracts, 3 carriers) | BLUE CARE NETWORK OF MICHIGAN | 785 | $7.9M |
| Other | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 1,320 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,320 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.