| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | BLUE CROSS BLUE SHIELD OF TEXAS | $69K | — | $69K | 4.95% |
| PROFESSIONAL INS CONCEPTS INC3 | 6161 SAVOY DRIVE SUITE 525 HOUSTON, TX 77036 | BLUE CROSS BLUE SHIELD OF TEXAS | $28K | — | $28K | 1.98% |
| JUSTIN A. LEBLANC3 Filed as: JUSTIN AARON LEBLANC | 209 BELLAGIO DR LAKEWAY, TX 78734 | KAISER FOUNDATION HEALTH PLAN INC | $10K | — | $10K | 4.55% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $20K | $21 | $20K | 10.90% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | COMPANION LIFE INSURANCE COMPANY | $17K | — | $17K | 9.59% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY KATHLEEN BROWN | 2209 PARKSVILLE WAY CEDAR PARK, TX 78613 | COMPANION LIFE INSURANCE COMPANY | $8K | — | $8K | 4.52% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 2.00% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $12K | — | $12K | 8.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY BROWN | 31134 ROANOKE WOODS DR TOMBALL, TX 77375 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $6K | — | $6K | 3.93% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | AMERICAN PUBLIC LIFE INSURANCE COMPANY | $4K | — | $4K | 2.99% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $14K | $21 | $14K | 10.36% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | COMPANION LIFE INSURANCE COMPANY | $13K | — | $13K | 9.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY KATHLEEN BROWN | 2209 PARKSVILLE WAY CEDAR PARK, TX 78613 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 4.29% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 1.90% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | KAISER FOUNDATION HEALTH PLAN INC | $4K | — | $4K | 6.62% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $4K | $21 | $4K | 10.37% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 9.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY KATHLEEN BROWN | 2209 PARKSVILLE WAY CEDAR PARK, TX 78613 | COMPANION LIFE INSURANCE COMPANY | $2K | — | $2K | 4.28% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $751 | — | $751 | 1.90% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | DEARBORN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| PROFESSIONAL INS CONCEPTS INC3 | 7922 WESTGLEN DR HOUSTON, TX 770636431 | DEARBORN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN BUSINESS SERVICES | PO BOX 3637 CEDAR PARK, TX 78630 | DEARBORN LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | COMPANION LIFE INSURANCE COMPANY | $246 | $21 | $267 | 7.61% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $218 | — | $218 | 6.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY KATHLEEN BROWN | 2209 PARKSVILLE WAY CEDAR PARK, TX 78613 | COMPANION LIFE INSURANCE COMPANY | $109 | — | $109 | 3.11% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $46 | — | $46 | 1.31% |
| JUSTIN A. LEBLANC3 | 209 BELLAGIO DR LAKEWAY, TX 78734 | COMPANION LIFE INSURANCE COMPANY | $23 | $21 | $44 | 14.10% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $20 | — | $20 | 6.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MARY KATHLEEN BROWN | 2209 PARKSVILLE WAY CEDAR PARK, TX 78613 | COMPANION LIFE INSURANCE COMPANY | $10 | — | $10 | 3.21% |
| NATIONAL MGA INSURANCE ALLIANCE INC3 | 405 W. JEFFERSON ST. BROWNSVILLE, TX 78520 | COMPANION LIFE INSURANCE COMPANY | $4 | — | $4 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 86 | $1.7M |
| Dental(2 contracts) | COMPANION LIFE INSURANCE COMPANY | 90 | $178K |
| Vision(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 107 | $33K |
| Life insurance | COMPANION LIFE INSURANCE COMPANY | 295 | $181K |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 295 | $181K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 295 | $181K |
| Other(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 295 | $327K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 295 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.