| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $22K | $11K | $33K | 2.12% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) INC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 01073 | HARVARD PILGRIM HEALTH CARE | $4K | $0 | $4K | 0.27% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $5K | $3K | $8K | 2.07% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 01073 | HARVARD PILGRIM HEALTH CARE | $971 | $0 | $971 | 0.27% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE STE 401 BOSTON, MA 021997652 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 2.47% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 265 FRANKLIN ST STE 1901 BOSTON, MA 021103173 | PRINCIPAL LIFE INSURANCE COMPANY | $1K | $0 | $1K | 0.86% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $804 | $414 | $1K | 1.50% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY LLC | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 01073 | HARVARD PILGRIM HEALTH CARE | $156 | $0 | $156 | 0.19% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $488 | $251 | $739 | 2.23% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES(NY) LLC | 340 MADISON AVENUE 21ST FL NEW YORK, NY 01073 | HARVARD PILGRIM HEALTH CARE | $95 | $0 | $95 | 0.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 101 HUNTINGTON AVE SUITE 401 BOSTON, MA 02199 | HARVARD PILGRIM HEALTH CARE | $394 | $203 | $597 | 2.23% |
| NFP INSURANCE SERVICES INC3 | 340 MADISON AVENUE 21ST FLOOR NEW YORK, NY 01073 | HARVARD PILGRIM HEALTH CARE | $77 | $0 | $77 | 0.29% |
| MARSH & MCLENNAN AGENCY LLC3 | 100 FRONT ST STE 800 WORCESTER, MA 01608 | HARTFORD LIFE AND ACCIDENT | $3K | $0 | $3K | 14.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 265 FRANKLIN ST STE 1900 BOSTON, MA 02110 | HARTFORD LIFE AND ACCIDENT | $1K | $0 | $1K | 5.39% |
| MARSH & MCLENNAN AGENCY LLC3 | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | HARTFORD LIFE AND ACCIDENT | $0 | $575 | $575 | 2.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | HARVARD PILGRIM HEALTH CARE | 207 | $2.1M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 287 | $166K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 287 | $166K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 287 | $166K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 287 | $166K |
| Prescription drug(5 contracts) | HARVARD PILGRIM HEALTH CARE | 207 | $2.1M |
| Other | HARTFORD LIFE AND ACCIDENT | 32 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.