| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE, STE. 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $237K | — | $237K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL CFR | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | DELTA DENTAL | $27K | — | $27K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $19K | $5K | $24K | 17.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 1.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $16K | $4K | $20K | 17.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 1.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $2K | $7K | 12.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $446 | — | $446 | 0.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $2K | $11K | 21.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $873 | — | $873 | 1.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $2K | $11K | 21.93% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $831 | — | $831 | 1.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $7K | $2K | $9K | 21.99% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLVD OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $768 | — | $768 | 1.97% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S YALE AVE., STE. 1900 TULSA, OK 74136 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $939 | $5K | 17.35% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3815 CLASSEN BLDV OKLAHOMA CITY, OK 73118 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $319 | — | $319 | 1.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 744 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 744 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 983 | $4.7M |
| Dental | DELTA DENTAL | 485 | $268K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 402 | $53K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 744 | $163K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 196 | $114K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 744 | $301K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 983 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.