| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 12150 TRIBUTARY POINT DRIVE SUITE 200 GOLD RIVER, CA 95670 | KAISER FOUNDATION HEALTH PLAN, INC. | $80K | $0 | $80K | 5.44% |
| AMWINS3 Filed as: AMWINS CONNECT INSURANCE SERVICES | 2677 N MAIN STREET, SUITE 800 SANTA ANA, CA 92705 | KAISER FOUNDATION HEALTH PLAN, INC. | $32K | $0 | $32K | 2.19% |
| ALLIANT INSURANCE SERVICES, INC.3 | 12150 TRIBUTARY POINT DRIVE SUITE 200 RANCHO CORDOVA, CA 95670 | PRINCIPAL LIFE INSURANCE COMPANY | $88K | $0 | $88K | 11.27% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | VISION SERVICE PLAN | $3K | — | $3K | 2.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,999 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,999 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 190 | $1.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 1,607 | $777K |
| Vision | VISION SERVICE PLAN | 707 | $110K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,607 | $777K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,607 | $777K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,607 | $777K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 2,999 | $822K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,999 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.