| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES L.C. | 1776 W LAKES PKWY WEST DES MOINES, IA 50266 | WELLMARK HEALTH PLAN OF IOWA | $66 | — | $66 | 0.01% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 8.64% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.15% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 7.12% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 6.30% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 13.48% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.67% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, L.C. | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | VISION SERVICE PLAN | $2K | — | $2K | 4.38% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE 208 AUSTIN AVE. CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $8K | — | $8K | 28.82% |
| PAPE ALAN3 Filed as: PAPE, RHONDA S | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $6K | — | $6K | 21.61% |
| PAPE ALAN3 Filed as: PAPE, COLE M | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 10.80% |
| PAPE ALAN3 Filed as: PAPE, DANE ALAN | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 10.80% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| TRUENORTH COMPANIES LC3 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $624 | $624 | 3.96% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $2K | — | $2K | 29.00% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES | 500 1ST ST. SE CEDAR RAPIDS, IA 52401 | PROSPERITY LIFE GROUP | $1K | — | $1K | 16.50% |
| DANE PAPE3 Filed as: DANE A PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $743 | — | $743 | 10.49% |
| COLE PAPE3 Filed as: COLE MARVIN PAPE | 115 E PLATT ST. MAQUOKETA, IA 52060 | PROSPERITY LIFE GROUP | $637 | — | $637 | 9.00% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, L.C. | 500 1ST ST SE 208 AUSTIN AVE. CEDAR RAPIDS, IA 52401 | ASSURITY LIFE INSURANCE COMPANY | $465 | — | $465 | 29.19% |
| PAPE ALAN3 Filed as: PAPE, RHONDA S | PO BOX 838 208 AUSTIN AVE. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $349 | — | $349 | 21.91% |
| PAPE ALAN3 Filed as: PAPE, COLE M | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $174 | — | $174 | 10.92% |
| PAPE ALAN3 Filed as: PAPE, DANE ALAN | 115 E PLATT ST. MAQUOKETA, IA 52060 | ASSURITY LIFE INSURANCE COMPANY | $174 | — | $174 | 10.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 116 | $2.2M |
| Vision | VISION SERVICE PLAN | 209 | $40K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $56K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $54K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $55K |
| Other(5 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $93K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.