| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $2K | — | $2K | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $441 | — | $441 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72201 | USABLE LIFE | — | $5 | $5 | 0.01% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $2K | — | $2K | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $384 | — | $384 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE 601 SOUTH GAINES ST LITTLE ROCK, AR 72211 | USABLE LIFE | — | $3 | $3 | 0.01% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $2K | — | $2K | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $302 | — | $302 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE 601 SOUTH GAINES ST LITTLE ROCK, AR 72211 | USABLE LIFE | — | $4 | $4 | 0.01% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $1K | — | $1K | 6.90% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $297 | — | $297 | 1.38% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | ATTN KAREN BAGLEY 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $176 | — | $176 | 0.82% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | — | $2 | $2 | 0.01% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $209 | — | $209 | 1.25% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $42 | — | $42 | 0.25% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $723 | — | $723 | 5.95% |
| JOHNNY RUNNELLS3 | 3007 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $145 | — | $145 | 1.19% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | ATTN KAREN BAGLEY 601 SOUTH GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $86 | — | $86 | 0.71% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | — | $1 | $1 | 0.01% |
| JAMES PEW3 | 320 W CAPITOL STE 900 LITTLE ROCK, AR 72201 | USABLE LIFE | $380 | — | $380 | 5.00% |
| JOHNNY RUNNELLS3 | 3008 TIMBER CREEK DRIVE NORTH LITTLE ROCK, AR 72116 | USABLE LIFE | $76 | — | $76 | 1.00% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | — | $1 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 374 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 374 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 346 | $2.9M |
| Dental | ARKANSAS BLUE CROSS BLUE SHIELD | 340 | $161K |
| Vision | ARKANSAS BLUE CROSS BLUE SHIELD | 286 | $52K |
| Life insurance(2 contracts) | USABLE LIFE | 374 | $61K |
| Long-term disability | USABLE LIFE | 73 | $30K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 346 | $2.9M |
| Other(5 contracts) | USABLE LIFE | 374 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 374 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.